Wintrust Financial Corporation(WTFC) Stock Research - Grey Stern Research
Loading...

Wintrust Financial Corporation (WTFC) Stock Analysis

$101.95 (-0.20%)

WTFC Financial Performance


Use the table below to view Wintrust Financial Corporation's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q1 - 2024

Metric Value Ranking among Peers
Price $102.15 -
52 Week Low $62.87 -
52 Week High $105.29 -
Market Cap $6.3 Billion 1/1
Gross Margin 85% 1/1
Profit Margin 20% 1/1
EBITDA margin -2% 1/1
Q1 - 2024 Revenue $945.3 Million 1/1
Q1 - 2024 Earnings $187.3 Million 1/1
Q1 - 2024 Free Cash Flow $0 Million 1/1
Trailing 4 Quarters Revenue $3.1 Billion 1/1
Trailing 4 Quarters Earnings $629.7 Million 1/1
Quarterly Earnings Growth 4% 1/1
Annual Earnings Growth 2% 1/1
Quarterly Revenue Growth 48% 1/1
Annual Revenue Growth 34% 1/1
Cash On Hand $379.9 Million 1/1
Short Term Debt $0 1/1
Long Term Debt $3.9 Billion 1/1

Wintrust Financial Corporation Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Wintrust Financial Corporation's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 10.02 1/1
PS 2.06 1/1
PB 1.16 1/1
PC 16.61 1/1
Liabilities to Equity 9.59 1/1
ROA 0.01 1/1
ROE 0.12 1/1
Current Ratio 1.10 1/1
Quick Ratio 0.01 1/1
Long Term Debt to Equity 0.73 1/1
Debt to Equity 0.73 1/1
Burn Rate -12.86 1/1
Cash to Cap 0.06 1/1
CCR 0.00 1/1
EV to EBITDA -435.89 1/1
EV to Revenue 3.22 1/1

Company Details

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

CEO: Mr. Timothy S. Crane

Website: https://www.wintrust.com

Address: 9700 West Higgins Road Rosemont, IL

Exchange: NASDAQ Global Select

Industry: Banks—Regional

Wintrust Financial Corporation Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Wintrust Financial Corporation. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
WTFC Income Statements
Quarter Year Revenue Earnings
Q1 2024 $ 945.3 Million $187.3 Million
Q4 2023 $ 793.8 Million $123.5 Million
Q3 2023 $ 762.4 Million $164.2 Million
Q2 2023 $ 560.6 Million $154.8 Million
Q1 2023 $ 639.7 Million $180.2 Million
Q4 2022 $ 550.5 Million $144.8 Million
Q3 2022 $ 502.7 Million $143.0 Million
Q2 2022 $ 76,000 $94.5 Million

View All

WTFC Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q1 2024 $379.9 Million $57.6 Billion $3.9 Billion $5.4 Billion
Q4 2023 $2.5 Billion $56.3 Billion $3.7 Billion $5.4 Billion
Q3 2023 $2.9 Billion $55.6 Billion $3.7 Billion $5.0 Billion
Q2 2023 $2.7 Billion $54.3 Billion $3.4 Billion $5.0 Billion
Q1 2023 $2.0 Billion $52.9 Billion $3.6 Billion $5.0 Billion
Q4 2022 $2.5 Billion $52.9 Billion $3.9 Billion $4.8 Billion
Q3 2022 $4.5 Billion $52.4 Billion $3.5 Billion $4.6 Billion
Q2 2022 $3.8 Billion $51.0 Billion $2.3 Billion $4.7 Billion

View All

WTFC Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q1 2024 $0 $0 $0
Q4 2023 $230.7 Million -$17.2 Million $5.3 Million
Q3 2023 $68.4 Million -$19.9 Million -$95.8 Million
Q2 2023 $339.6 Million -$179,000 $67.9 Million
Q1 2023 $59.3 Million -$9.1 Million -$45.0 Million
Q4 2022 $303.8 Million -$16.0 Million $1.3 Million
Q3 2022 $217.8 Million -$14.1 Million -$9.3 Million
Q2 2022 $349.7 Million -$15.6 Million $36.4 Million

View All