Credicorp Ltd.(BAP) Stock Research - Grey Stern Research

Credicorp Ltd. (BAP) Stock Analysis

$164.00 (0.39%)

BAP Financial Performance

Use the table below to view Credicorp Ltd.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2023

Metric Value Ranking among Peers
Price $170.52 -
52 Week Low $116.42 -
52 Week High $173.39 -
Market Cap $13.6 Billion 1/16
Gross Margin 100% 1/16
Profit Margin 25% 5/16
EBITDA margin 37% 3/16
Q3 - 2023 Revenue $1.4 Billion 3/16
Q3 - 2023 Earnings $343.0 Million 3/16
Q3 - 2023 Free Cash Flow $6.1 Million 1/16
Trailing 4 Quarters Revenue $5.4 Billion 3/16
Trailing 4 Quarters Earnings $1.4 Billion 2/16
Quarterly Earnings Growth -5% 5/16
Annual Earnings Growth 9% 3/16
Quarterly Revenue Growth 9% 12/16
Annual Revenue Growth 15% 8/16
Cash On Hand $9.1 Billion 1/16
Short Term Debt $0 8/16
Long Term Debt $7.0 Billion 5/16

Credicorp Ltd. Financial Metrics

Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Credicorp Ltd.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 9.61 12/16
PS 9.10 6/16
PB 1.53 2/16
PC 1.49 9/16
Liabilities to Equity 6.61 11/16
ROA 0.01 4/16
ROE 0.05 9/16
Current Ratio 1.15 3/16
Quick Ratio 0.33 2/16
Long Term Debt to Equity 0.81 6/16
Debt to Equity 0.81 7/16
Burn Rate 48.94 1/16
Cash to Cap 0.67 4/16
CCR 0.02 2/16
EV to EBITDA -2.04 11/16
EV to Revenue -0.70 14/16

Company Details

Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. The company's Microfinance segment manages loans, credits, deposits, and current accounts of the small and microenterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments, and foundations; engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market; and structures securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.

CEO: Mr. Cesar Fernando Rivera Wilson


Address: Clarendon House, 2 Church Street Hamilton,

Exchange: New York Stock Exchange

Industry: Banks—Regional

Credicorp Ltd. Peer Analysis

A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Credicorp Ltd.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Bancolombia S.A. CIB $8.8 Billion
Heritage Financial Corporation HFWA $661.9 Million
Berkshire Hills Bancorp, Inc. BHLB $1.0 Billion
BOK Financial Corporation BOKF $6.2 Billion
Banco Santander-Chile BSAC $9.4 Billion
Grupo Aval Acciones y Valores S.A. AVAL $2.9 Billion
Great Southern Bancorp, Inc. GSBC $620.7 Million
First Financial Bankshares, Inc. FFIN $4.5 Billion
Banco Latinoamericano de Comercio Exterior, S. A. BLX $1.1 Billion
Banco de Chile BCH $12.4 Billion
National Bankshares, Inc. NKSH $187.4 Million
Auburn National Bancorporation, Inc. AUBN $66.2 Million
First Guaranty Bancshares, Inc. FGBI $143.8 Million
Home Federal Bancorp, Inc. of Louisiana HFBL $35.3 Million
Magyar Bancorp, Inc. MGYR $72.9 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
BAP Income Statements
Quarter Year Revenue Earnings
Q4 2023 S/ 0 S/0
Q3 2023 S/ 5.0 Billion S/1.2 Billion
Q2 2023 S/ 4.9 Billion S/1.4 Billion
Q1 2023 S/ 4.7 Billion S/1.4 Billion
Q4 2022 S/ 4.8 Billion S/1.1 Billion
Q3 2022 S/ 4.6 Billion S/1.3 Billion
Q2 2022 S/ 4.1 Billion S/1.1 Billion
Q1 2022 S/ 3.3 Billion S/660.8 Million

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BAP Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2023 S/33.0 Billion S/238.5 Billion S/25.4 Billion S/31.9 Billion
Q2 2023 S/33.2 Billion S/234.6 Billion S/24.3 Billion S/30.0 Billion
Q1 2023 $35.1 Billion $238.3 Billion $24.5 Billion $30.4 Billion
Q4 2022 S/34.1 Billion S/236.8 Billion S/26.0 Billion S/29.0 Billion
Q3 2022 S/36.2 Billion S/243.9 Billion S/26.0 Billion S/27.7 Billion
Q2 2022 S/30.8 Billion S/236.6 Billion S/23.0 Billion S/26.7 Billion
Q1 2022 S/39.2 Billion S/244.2 Billion S/23.2 Billion S/25.0 Billion
Q4 2021 S/39.3 Billion S/244.8 Billion S/24.3 Billion S/27.0 Billion

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BAP Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2023 S/21.9 Million S/0 S/21.9 Million
Q2 2023 S/0 S/0 S/0
Q4 2022 -S/844.5 Million -S/102.8 Million -S/2.1 Billion
Q1 2023 S/0 S/0 S/0
Q3 2022 S/1.1 Billion -S/72.8 Million S/5.4 Billion
Q2 2022 -S/500.3 Million S/0 -S/5.5 Billion
Q4 2021 S/494.0 Million -S/67.7 Million -S/5.2 Billion
Q1 2022 -S/1.1 Billion -S/17.2 Million -S/3.0 Billion

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