Upstart Holdings, Inc. Peer Comparison
Metric | Value | Ranking | ||||||||
---|---|---|---|---|---|---|---|---|---|---|
Market Cap | $6.1 Billion | 8/8 | V $686.6B |
MA $514.2B |
AXP $215.3B |
PYPL $75.4B |
COF $74.9B |
SOFI $16.1B |
ALLY $11.3B |
UPST $6.1B |
Gross Margin | 100% | 1/8 | UPST 100% |
V 100% |
MA 100% |
ALLY 100% |
COF 100% |
SOFI 100% |
AXP 57% |
PYPL 47% |
Profit Margin | -1% | 8/8 | V 55% |
MA 45% |
SOFI 45% |
AXP 15% |
PYPL 13% |
COF 13% |
ALLY 9% |
UPST -1% |
EBITDA margin | -2% | 8/8 | V 67% |
MA 53% |
PYPL 21% |
AXP 19% |
COF 16% |
ALLY 10% |
SOFI 0% |
UPST -2% |
Quarterly Revenue | $219.0 Million | 8/8 | AXP $16.6B |
COF $13.8B |
V $9.6B |
PYPL $8.4B |
MA $7.5B |
ALLY $4.2B |
SOFI $743.9M |
UPST $219.0M |
Quarterly Earnings | -$2.8 Million | 8/8 | V $5.3B |
MA $3.3B |
AXP $2.5B |
COF $1.7B |
PYPL $1.1B |
ALLY $357.0M |
SOFI $332.5M |
UPST -$2.8M |
Quarterly Free Cash Flow | $0 Million | 6/8 | COF $6.1B |
MA $4.7B |
PYPL $2.2B |
ALLY $58.0M |
AXP -$2.3B |
UPST -$0 |
V -$0 |
SOFI -$0 |
Trailing 4 Quarters Revenue | $468.9 Million | 8/8 | AXP $68.6B |
COF $53.2B |
V $35.9B |
PYPL $31.8B |
MA $28.2B |
ALLY $12.3B |
SOFI $3.0B |
UPST $468.9M |
Trailing 4 Quarters Earnings | -$128.6 Million | 8/8 | AXP $16.6B |
COF $13.8B |
V $9.6B |
PYPL $8.4B |
MA $7.5B |
ALLY $4.2B |
SOFI $743.9M |
UPST $219.0M |
Quarterly Earnings Growth | 94% | 2/8 | SOFI 594% |
UPST 94% |
ALLY 21% |
MA 20% |
V 14% |
AXP 2% |
COF -2% |
PYPL -20% |
Annual Earnings Growth | 21% | 2/8 | SOFI 166% |
UPST 21% |
V 15% |
AXP 10% |
MA 4% |
PYPL -7% |
COF -29% |
ALLY -37% |
Quarterly Revenue Growth | 56% | 2/8 | ALLY 92% |
UPST 56% |
COF 47% |
SOFI 15% |
MA 14% |
V 12% |
AXP 8% |
PYPL 4% |
Annual Revenue Growth | -14% | 8/8 | COF 46% |
ALLY 37% |
SOFI 31% |
AXP 13% |
V 9% |
MA 8% |
PYPL 5% |
UPST -14% |
Cash On Hand | $788.4 Million | 7/8 | AXP $92.5B |
V $12.0B |
MA $8.4B |
PYPL $6.6B |
COF $4.0B |
SOFI $2.5B |
UPST $788.4M |
ALLY -$0 |
Short Term Debt | $0 | 5/8 | ALLY $1.8B |
AXP $1.5B |
MA $750.0M |
COF $520.0M |
UPST -$0 |
V -$0 |
PYPL -$0 |
SOFI -$0 |
Long Term Debt | $0 | 7/8 | AXP $53.5B |
COF $48.8B |
V $20.8B |
MA $17.5B |
ALLY $16.8B |
PYPL $9.9B |
UPST $0 |
SOFI $0 |
PE | -1.00 | 8/8 | MA 39.94 |
V 34.78 |
SOFI 32.27 |
AXP 21.88 |
PYPL 18.18 |
COF 17.37 |
ALLY 14.04 |
UPST -1.00 |
PS | 13.11 | 3/8 | V 19.11 |
MA 18.26 |
UPST 13.11 |
SOFI 5.43 |
AXP 3.14 |
PYPL 2.37 |
COF 1.41 |
ALLY 0.92 |
PB | 9.71 | 3/8 | MA 78.93 |
V 17.54 |
UPST 9.71 |
AXP 7.25 |
PYPL 3.69 |
SOFI 2.47 |
COF 1.19 |
ALLY 0.77 |
PC | 7.80 | 5/8 | MA 60.91 |
V 57.34 |
COF 18.84 |
PYPL 11.49 |
UPST 7.80 |
SOFI 6.34 |
AXP 2.33 |
ALLY -1.00 |
Liabilities to Equity | 2.74 | 7/8 | ALLY 12.11 |
AXP 8.12 |
COF 6.73 |
MA 6.41 |
SOFI 4.56 |
PYPL 3.00 |
UPST 2.74 |
V 1.41 |
ROA | -0.05 | 8/8 | MA 27% | V 21% | PYPL 5% | AXP 4% | COF 1% | SOFI 1% | ALLY 0% | UPST -5% |
ROE | -0.20 | 8/8 | MA 199% |
V 50% |
AXP 33% |
PYPL 20% |
SOFI 8% |
COF 7% |
ALLY 5% |
UPST -20% |
Current Ratio | 1.37 | 2/8 | V 1.71 |
UPST 1.37 |
PYPL 1.33 |
SOFI 1.22 |
MA 1.16 |
COF 1.15 |
AXP 1.12 |
ALLY 1.08 |
Quick Ratio | 0.48 | 1/8 | MA 39.94 |
V 34.78 |
SOFI 32.27 |
AXP 21.88 |
PYPL 18.18 |
COF 17.37 |
ALLY 14.04 |
UPST -1.00 |
Long Term Debt to Equity | 0.00 | 7/8 | MA} 2.69 |
AXP} 1.80 |
ALLY} 1.14 |
COF} 0.78 |
V} 0.53 |
PYPL} 0.48 |
UPST} 0.00 |
SOFI} 0.00 |
Debt to Equity | 0.00 | 7/8 | MA 2.81 |
AXP 1.85 |
ALLY 1.26 |
COF 0.78 |
V 0.53 |
PYPL 0.48 |
UPST 0.00 |
SOFI 0.00 |
Burn Rate | 286.18 | 1/8 | UPST 286.18 |
COF 11.92 |
ALLY 0.00 |
V -2.67 |
MA -3.44 |
SOFI -7.63 |
PYPL -9.04 |
AXP -101660.44 |
Cash to Cap | 0.13 | 3/8 | AXP 0.43 |
SOFI 0.16 |
UPST 0.13 |
PYPL 0.09 |
COF 0.05 |
V 0.02 |
MA 0.02 |
ALLY 0.00 |
CCR | 6/8 | COF 3.50 |
PYPL 1.95 |
MA 1.42 |
ALLY 0.16 |
AXP -0.91 |
UPST |
V |
SOFI |
|
EV to EBITDA | -1127.92 | 8/8 | MA} 133.06 |
V} 107.49 |
ALLY} 68.95 |
AXP} 55.48 |
COF} 53.75 |
PYPL} 44.82 |
SOFI} -1.00 |
UPST} -1127.92 |
EV to Revenue | 11.42 | 3/8 | V 19.36 |
MA 18.60 |
UPST 11.42 |
AXP 2.59 |
PYPL 2.48 |
ALLY 2.42 |
COF 2.26 |
SOFI -1.00 |