United Community Banks, Inc. Peer Comparison
Metric | Value | Ranking | |||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap | $3.3 Billion | 5/23 | SSB $10.8B |
PNFP $9.2B |
HOMB $6.0B |
SFBS $4.9B |
UCBI $3.3B |
FFBC $2.7B |
STBA $1.6B |
FBMS $1.2B |
RBCAA $1.1B |
UVSP $909.6M |
IBCP $739.9M |
SMBK $600.9M |
MPB $567.7M |
CCNE $550.5M |
LBC $466.8M |
HBCP $400.9M |
CWBC $359.2M |
CBAN $303.3M |
SFST $293.8M |
WSBF $275.3M |
PLBC $269.0M |
ISTR $189.9M |
MGYR $92.4M |
Gross Margin | 100% | 1/23 | UCBI 100% |
PNFP 100% |
FFBC 100% |
SFBS 100% |
UVSP 100% |
LBC 100% |
SSB 100% |
WSBF 100% |
IBCP 100% |
FBMS 100% |
ISTR 100% |
STBA 100% |
RBCAA 100% |
SMBK 100% |
SFST 100% |
CBAN 100% |
CCNE 100% |
CWBC 100% |
HBCP 100% |
MGYR 100% |
MPB 100% |
PLBC 100% |
HOMB 36% |
Profit Margin | 17% | 12/23 | HOMB 100% |
FFBC 35% |
PLBC 32% |
SSB 26% |
SFBS 23% |
STBA 23% |
PNFP 22% |
RBCAA 22% |
FBMS 20% |
HBCP 18% |
MPB 18% |
UCBI 17% |
IBCP 17% |
MGYR 17% |
UVSP 15% |
CCNE 15% |
ISTR 14% |
SMBK 14% |
CBAN 13% |
LBC 9% |
WSBF 9% |
SFST 8% |
CWBC 7% |
EBITDA margin | 1% | 20/23 | FFBC 45% |
PLBC 45% |
HOMB 36% |
SSB 34% |
STBA 29% |
RBCAA 29% |
SFBS 28% |
MGYR 28% |
FBMS 26% |
HBCP 24% |
IBCP 21% |
UVSP 19% |
ISTR 18% |
CCNE 18% |
CBAN 16% |
LBC 12% |
WSBF 11% |
SFST 11% |
CWBC 10% |
UCBI 1% |
PNFP 0% |
SMBK 0% |
MPB 0% |
Quarterly Revenue | $383.5 Million | 3/23 | PNFP $684.4M |
SSB $544.2M |
UCBI $383.5M |
SFBS $256.4M |
FFBC $149.0M |
STBA $143.4M |
UVSP $126.6M |
RBCAA $118.4M |
CCNE $94.2M |
FBMS $93.6M |
IBCP $83.2M |
MPB $73.3M |
SMBK $64.0M |
SFST $54.3M |
WSBF $51.7M |
HBCP $51.0M |
CWBC $46.4M |
CBAN $44.7M |
ISTR $39.1M |
PLBC $24.1M |
LBC $20.6M |
MGYR $14.7M |
HOMB $50,030 |
Quarterly Earnings | $66.2 Million | 4/23 | PNFP $151.3M |
SSB $143.2M |
HOMB $100.0M |
UCBI $66.2M |
SFBS $59.9M |
FFBC $52.5M |
STBA $32.6M |
RBCAA $26.5M |
UVSP $18.6M |
FBMS $18.6M |
CCNE $14.0M |
IBCP $13.8M |
MPB $13.2M |
HBCP $9.4M |
SMBK $9.1M |
PLBC $7.8M |
CBAN $5.6M |
ISTR $5.4M |
WSBF $4.7M |
SFST $4.4M |
CWBC $3.4M |
MGYR $2.5M |
LBC $1.9M |
Quarterly Free Cash Flow | $0 Million | 21/23 | HOMB $154.3M |
FFBC $97.1M |
SFBS $84.3M |
WSBF $73.9M |
RBCAA $49.8M |
UVSP $32.8M |
FBMS $32.3M |
STBA $26.8M |
CCNE $22.2M |
SFST $21.3M |
HBCP $17.0M |
SMBK $16.4M |
IBCP $15.7M |
CBAN $12.9M |
LBC $8.9M |
CWBC $8.4M |
PLBC $7.8M |
ISTR $5.4M |
MGYR $437,000 |
SSB -$231.8M |
UCBI -$0 |
PNFP -$0 |
MPB -$0 |
Trailing 4 Quarters Revenue | $989.1 Million | 5/23 | PNFP $2.7B |
SSB $1.6B |
HOMB $1.1B |
FFBC $1.0B |
UCBI $989.1M |
SFBS $948.5M |
STBA $570.8M |
RBCAA $494.0M |
UVSP $489.2M |
FBMS $369.1M |
CCNE $358.9M |
IBCP $321.2M |
MPB $297.7M |
WSBF $198.0M |
HBCP $194.6M |
SMBK $185.0M |
SFST $181.8M |
CBAN $172.8M |
ISTR $137.5M |
CWBC $134.6M |
LBC $123.3M |
PLBC $71.7M |
MGYR $51.6M |
Trailing 4 Quarters Earnings | $176.4 Million | 6/23 | PNFP $684.4M |
SSB $544.2M |
UCBI $383.5M |
SFBS $256.4M |
FFBC $149.0M |
STBA $143.4M |
UVSP $126.6M |
RBCAA $118.4M |
CCNE $94.2M |
FBMS $93.6M |
IBCP $83.2M |
MPB $73.3M |
SMBK $64.0M |
SFST $54.3M |
WSBF $51.7M |
HBCP $51.0M |
CWBC $46.4M |
CBAN $44.7M |
ISTR $39.1M |
PLBC $24.1M |
LBC $20.6M |
MGYR $14.7M |
HOMB $50,030 |
Quarterly Earnings Growth | 5% | 13/23 | SMBK 342% |
ISTR 93% |
PNFP 59% |
CWBC 50% |
WSBF 45% |
RBCAA 23% |
MGYR 16% |
SSB 15% |
SFBS 12% |
UVSP 9% |
MPB 9% |
SFST 7% |
UCBI 5% |
HOMB 2% |
CCNE 2% |
PLBC 0% |
STBA -3% |
CBAN -3% |
HBCP -3% |
FFBC -17% |
IBCP -21% |
FBMS -22% |
LBC -91% |
Annual Earnings Growth | -29% | 21/23 | PLBC 42% |
MPB 24% |
SFST 23% |
RBCAA 20% |
FBMS 15% |
UVSP 9% |
CBAN 1% |
IBCP 0% |
STBA -1% |
MGYR -2% |
CCNE -3% |
PNFP -4% |
SFBS -4% |
HOMB -6% |
SMBK -7% |
HBCP -8% |
WSBF -12% |
FFBC -15% |
SSB -21% |
ISTR -21% |
UCBI -29% |
LBC -59% |
CWBC -85% |
Quarterly Revenue Growth | 66% | 8/23 | CWBC 300% |
SFST 146% |
SMBK 102% |
ISTR 101% |
MGYR 88% |
UVSP 75% |
CCNE 75% |
UCBI 66% |
IBCP 56% |
WSBF 54% |
RBCAA 53% |
CBAN 52% |
HBCP 50% |
STBA 44% |
SSB 27% |
SFBS 20% |
FBMS 19% |
MPB 11% |
PLBC 0% |
PNFP -4% |
FFBC -30% |
LBC -69% |
HOMB -100% |
Annual Revenue Growth | 5% | 21/23 | CWBC 185% |
SFST 110% |
SFBS 75% |
ISTR 70% |
MGYR 70% |
UVSP 66% |
CCNE 66% |
IBCP 53% |
RBCAA 52% |
CBAN 52% |
PNFP 46% |
HBCP 44% |
WSBF 42% |
STBA 40% |
SMBK 25% |
PLBC 24% |
FFBC 22% |
FBMS 19% |
MPB 16% |
HOMB 7% |
UCBI 5% |
SSB -9% |
LBC -41% |
Cash On Hand | $198.2 Million | 23/23 | FFBC $851.2M |
LBC $579.7M |
SSB $563.9M |
UVSP $504.7M |
PNFP $320.3M |
HOMB $265.4M |
FBMS $127.5M |
SMBK $65.1M |
MPB $37.0M |
SFBS -$0 |
WSBF -$0 |
IBCP -$0 |
ISTR -$0 |
STBA -$0 |
RBCAA -$0 |
SFST -$0 |
CBAN -$0 |
CCNE -$0 |
CWBC -$0 |
HBCP -$0 |
MGYR -$0 |
PLBC -$0 |
UCBI -$198.2M |
Short Term Debt | $0 | 10/23 | SFBS $1.5B |
FFBC $811.7M |
STBA $225.0M |
HOMB $179.4M |
CWBC $132.5M |
RBCAA $79.4M |
ISTR $13.0M |
UVSP $8.3M |
MPB $2.0M |
UCBI -$0 |
PNFP -$0 |
LBC -$0 |
SSB -$0 |
WSBF -$0 |
IBCP -$0 |
FBMS -$0 |
SMBK -$0 |
SFST -$0 |
CBAN -$0 |
CCNE -$0 |
HBCP -$0 |
MGYR -$0 |
PLBC -$0 |
Long Term Debt | $324.9 Million | 7/23 | HOMB $1.7B |
LBC $1.6B |
WSBF $560.1M |
UVSP $374.1M |
RBCAA $370.0M |
FFBC $345.6M |
UCBI $324.9M |
SFST $264.9M |
CBAN $248.0M |
HBCP $233.4M |
ISTR $217.7M |
STBA $113.4M |
CCNE $105.1M |
IBCP $79.3M |
PLBC $75.0M |
CWBC $69.9M |
SFBS $64.7M |
MGYR $28.6M |
MPB $23.6M |
PNFP $0 |
SSB $0 |
FBMS $0 |
SMBK $0 |
PE | 18.80 | 8/23 | CWBC 287.37 |
SSB 27.54 |
SFBS 23.79 |
SMBK 22.67 |
SFST 20.88 |
WSBF 20.49 |
PNFP 19.39 |
UCBI 18.80 |
HOMB 15.58 |
FBMS 14.01 |
CBAN 13.76 |
LBC 12.98 |
UVSP 12.42 |
FFBC 12.03 |
IBCP 11.92 |
MGYR 11.87 |
STBA 11.59 |
MPB 11.48 |
RBCAA 11.16 |
HBCP 11.09 |
ISTR 10.74 |
CCNE 10.29 |
PLBC 9.47 |
PS | 3.35 | 7/23 | SSB 6.76 |
HOMB 5.65 |
SFBS 5.12 |
LBC 3.79 |
PLBC 3.75 |
PNFP 3.40 |
UCBI 3.35 |
SMBK 3.25 |
FBMS 3.16 |
STBA 2.75 |
CWBC 2.67 |
FFBC 2.56 |
IBCP 2.30 |
RBCAA 2.30 |
HBCP 2.06 |
MPB 1.91 |
UVSP 1.86 |
MGYR 1.79 |
CBAN 1.75 |
SFST 1.62 |
CCNE 1.53 |
WSBF 1.39 |
ISTR 1.38 |
PB | 0.99 | 14/23 | SFBS 3.09 |
IBCP 1.64 |
HOMB 1.53 |
PLBC 1.48 |
PNFP 1.43 |
SMBK 1.23 |
RBCAA 1.16 |
FBMS 1.15 |
STBA 1.14 |
CBAN 1.10 |
FFBC 1.08 |
UVSP 1.04 |
HBCP 1.02 |
UCBI 0.99 |
CWBC 0.99 |
CCNE 0.91 |
SFST 0.90 |
MPB 0.87 |
MGYR 0.84 |
WSBF 0.80 |
ISTR 0.77 |
SSB 0.23 |
LBC 0.07 |
PC | -16.73 | 23/23 | PNFP 28.76 |
HOMB 22.77 |
SSB 19.08 |
MPB 15.34 |
SMBK 9.23 |
FBMS 9.15 |
FFBC 3.12 |
UVSP 1.80 |
LBC 0.81 |
SFBS -1.00 |
WSBF -1.00 |
IBCP -1.00 |
ISTR -1.00 |
STBA -1.00 |
RBCAA -1.00 |
SFST -1.00 |
CBAN -1.00 |
CCNE -1.00 |
CWBC -1.00 |
HBCP -1.00 |
MGYR -1.00 |
PLBC -1.00 |
UCBI -16.73 |
Liabilities to Equity | 7.09 | 15/23 | SFST 11.78 |
IBCP 10.63 |
ISTR 10.41 |
CBAN 10.10 |
SFBS 9.48 |
SMBK 9.04 |
CCNE 8.92 |
CWBC 8.71 |
UVSP 8.36 |
PLBC 8.15 |
HBCP 7.75 |
MGYR 7.61 |
MPB 7.35 |
PNFP 7.18 |
UCBI 7.09 |
FBMS 6.87 |
FFBC 6.41 |
STBA 5.97 |
RBCAA 5.83 |
WSBF 5.56 |
HOMB 4.76 |
LBC 2.28 |
SSB 0.00 |
ROA | 0.01 | 4/23 | HOMB 2% | RBCAA 2% | PLBC 2% | UCBI 1% | PNFP 1% | FFBC 1% | SFBS 1% | UVSP 1% | SSB 1% | WSBF 1% | IBCP 1% | FBMS 1% | ISTR 1% | STBA 1% | SMBK 1% | CBAN 1% | CCNE 1% | HBCP 1% | MGYR 1% | MPB 1% | LBC 0% | SFST 0% | CWBC 0% |
ROE | 0.05 | 18/23 | PLBC 16% |
IBCP 14% |
SFBS 13% |
HOMB 10% |
STBA 10% |
RBCAA 10% |
FFBC 9% |
CCNE 9% |
HBCP 9% |
UVSP 8% |
FBMS 8% |
CBAN 8% |
MPB 8% |
PNFP 7% |
SSB 7% |
ISTR 7% |
MGYR 7% |
UCBI 5% |
LBC 5% |
SMBK 5% |
WSBF 4% |
SFST 4% |
CWBC 0% |
Current Ratio | 1.14 | 8/23 | LBC 5.14 |
HOMB 1.21 |
WSBF 1.18 |
STBA 1.17 |
RBCAA 1.17 |
FFBC 1.16 |
FBMS 1.15 |
UCBI 1.14 |
PNFP 1.14 |
MPB 1.14 |
HBCP 1.13 |
MGYR 1.13 |
UVSP 1.12 |
PLBC 1.12 |
SFBS 1.11 |
SMBK 1.11 |
CCNE 1.11 |
CWBC 1.11 |
ISTR 1.10 |
CBAN 1.10 |
IBCP 1.09 |
SFST 1.08 |
SSB -1.00 |
Quick Ratio | -0.01 | 22/23 | CWBC 287.37 |
SSB 27.54 |
SFBS 23.79 |
SMBK 22.67 |
SFST 20.88 |
WSBF 20.49 |
PNFP 19.39 |
UCBI 18.80 |
HOMB 15.58 |
FBMS 14.01 |
CBAN 13.76 |
LBC 12.98 |
UVSP 12.42 |
FFBC 12.03 |
IBCP 11.92 |
MGYR 11.87 |
STBA 11.59 |
MPB 11.48 |
RBCAA 11.16 |
HBCP 11.09 |
ISTR 10.74 |
CCNE 10.29 |
PLBC 9.47 |
Long Term Debt to Equity | 0.10 | 16/23 | LBC} 2.28 |
WSBF} 1.64 |
CBAN} 0.90 |
ISTR} 0.89 |
SFST} 0.81 |
HBCP} 0.59 |
HOMB} 0.44 |
UVSP} 0.43 |
PLBC} 0.41 |
RBCAA} 0.38 |
MGYR} 0.26 |
CWBC} 0.19 |
IBCP} 0.18 |
CCNE} 0.17 |
FFBC} 0.14 |
UCBI} 0.10 |
STBA} 0.08 |
SFBS} 0.04 |
MPB} 0.04 |
PNFP} 0.00 |
SSB} 0.00 |
FBMS} 0.00 |
SMBK} 0.00 |
Debt to Equity | 0.10 | 18/23 | LBC 2.28 |
WSBF 1.64 |
SFBS 1.02 |
ISTR 0.94 |
CBAN 0.90 |
SFST 0.81 |
HBCP 0.59 |
CWBC 0.56 |
HOMB 0.48 |
RBCAA 0.46 |
FFBC 0.45 |
UVSP 0.43 |
PLBC 0.41 |
MGYR 0.26 |
STBA 0.25 |
IBCP 0.18 |
CCNE 0.17 |
UCBI 0.10 |
MPB 0.04 |
PNFP 0.00 |
SSB 0.00 |
FBMS 0.00 |
SMBK 0.00 |
Burn Rate | 3.72 | 4/23 | HOMB 18.40 |
LBC 9.44 |
FFBC 5.18 |
UCBI 3.72 |
SFBS 0.00 |
WSBF 0.00 |
IBCP 0.00 |
ISTR 0.00 |
STBA 0.00 |
RBCAA 0.00 |
SFST 0.00 |
CBAN 0.00 |
CCNE 0.00 |
CWBC 0.00 |
HBCP 0.00 |
MGYR 0.00 |
PLBC 0.00 |
PNFP -2.12 |
MPB -3.14 |
SSB -3.94 |
FBMS -6.87 |
SMBK -7.12 |
UVSP -325.92 |
Cash to Cap | -0.06 | 23/23 | LBC 1.24 |
UVSP 0.55 |
FFBC 0.32 |
FBMS 0.11 |
SMBK 0.11 |
MPB 0.07 |
SSB 0.05 |
HOMB 0.04 |
PNFP 0.03 |
SFBS 0.00 |
WSBF 0.00 |
IBCP 0.00 |
ISTR 0.00 |
STBA 0.00 |
RBCAA 0.00 |
SFST 0.00 |
CBAN 0.00 |
CCNE 0.00 |
CWBC 0.00 |
HBCP 0.00 |
MGYR 0.00 |
PLBC 0.00 |
UCBI -0.06 |
CCR | 21/23 | WSBF 15.63 |
SFST 4.87 |
LBC 4.66 |
CWBC 2.49 |
CBAN 2.30 |
RBCAA 1.88 |
FFBC 1.85 |
SMBK 1.80 |
HBCP 1.80 |
UVSP 1.77 |
FBMS 1.74 |
CCNE 1.59 |
HOMB 1.54 |
SFBS 1.41 |
IBCP 1.14 |
ISTR 1.01 |
PLBC 1.00 |
STBA 0.82 |
MGYR 0.17 |
SSB -1.62 |
UCBI |
PNFP |
MPB |
|
EV to EBITDA | 1120.77 | 2/23 | HOMB} 426933.51 |
UCBI} 1120.77 |
LBC} 574.62 |
WSBF} 141.93 |
CWBC} 127.31 |
SFST} 97.56 |
SFBS} 89.31 |
CBAN} 78.33 |
ISTR} 60.73 |
SSB} 54.65 |
HBCP} 52.84 |
IBCP} 47.38 |
RBCAA} 46.90 |
STBA} 45.99 |
FBMS} 43.54 |
FFBC} 43.29 |
CCNE} 37.87 |
UVSP} 33.08 |
PLBC} 32.04 |
MGYR} 29.27 |
PNFP} -1.00 |
SMBK} -1.00 |
MPB} -1.00 |
EV to Revenue | 3.88 | 8/23 | LBC 11.93 |
HOMB 7.20 |
SFBS 6.82 |
SSB 6.40 |
PLBC 4.80 |
WSBF 4.22 |
CWBC 4.17 |
UCBI 3.88 |
STBA 3.34 |
HBCP 3.26 |
RBCAA 3.21 |
CBAN 3.19 |
SFST 3.07 |
ISTR 3.06 |
FBMS 2.82 |
FFBC 2.81 |
IBCP 2.55 |
MGYR 2.35 |
CCNE 1.83 |
UVSP 1.59 |
PNFP -1.00 |
SMBK -1.00 |
MPB -1.00 |