Nelnet, Inc. Peer Comparison
Metric | Value | Ranking | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap | $4.1 Billion | 5/12 | IX $22.5B |
SLM $6.7B |
SLMBP $6.7B |
FCFS $5.2B |
NNI $4.1B |
ENVA $2.9B |
AGM $2.1B |
AGM-A $2.1B |
NAVI $1.5B |
EZPW $771.9M |
OPRT $272.3M |
MFIN $197.0M |
Gross Margin | 39% | 11/12 | AGM 100% |
IX 100% |
AGM-A 100% |
OPRT 100% |
MFIN 96% |
NAVI 81% |
SLM 76% |
SLMBP 76% |
EZPW 60% |
FCFS 49% |
NNI 39% |
ENVA 5% |
Profit Margin | 1% | 8/12 | AGM 46% |
AGM-A 46% |
IX 19% |
MFIN 11% |
FCFS 9% |
ENVA 6% |
EZPW 5% |
NNI 1% |
NAVI 0% |
SLM -8% |
SLMBP -8% |
OPRT -12% |
EBITDA margin | 77% | 1/12 | NNI 77% |
NAVI 61% |
AGM 60% |
AGM-A 60% |
SLM 50% |
SLMBP 50% |
MFIN 49% |
FCFS 18% |
EZPW 13% |
IX 0% |
OPRT 0% |
ENVA -2% |
Quarterly Revenue | $240.5 Million | 9/12 | IX $3.5B |
NAVI $948.0M |
FCFS $883.8M |
ENVA $689.9M |
SLM $652.6M |
SLMBP $652.6M |
EZPW $294.6M |
OPRT $250.0M |
NNI $240.5M |
AGM $91.5M |
AGM-A $91.5M |
MFIN $77.0M |
Quarterly Earnings | $2.4 Million | 8/12 | IX $673.3M |
FCFS $83.5M |
ENVA $43.4M |
AGM $42.3M |
AGM-A $42.3M |
EZPW $15.2M |
MFIN $8.6M |
NNI $2.4M |
NAVI -$2.0M |
OPRT -$30.0M |
SLM -$49.8M |
SLMBP -$49.8M |
Quarterly Free Cash Flow | -$311.5 Million | 10/12 | ENVA $420.9M |
OPRT $120.0M |
MFIN $27.2M |
FCFS -$0 |
NAVI -$10.0M |
AGM -$44.4M |
AGM-A -$44.4M |
SLM -$110.8M |
SLMBP -$110.8M |
NNI -$311.5M |
EZPW -$0 |
IX -$0 |
Trailing 4 Quarters Revenue | $1.6 Billion | 7/12 | IX $16.9B |
NAVI $4.5B |
FCFS $3.4B |
ENVA $2.5B |
SLM $2.1B |
SLMBP $2.1B |
NNI $1.6B |
EZPW $1.2B |
OPRT $1.0B |
AGM $600.5M |
AGM-A $600.5M |
MFIN $291.8M |
Trailing 4 Quarters Earnings | $70.5 Million | 10/12 | IX $3.5B |
NAVI $948.0M |
FCFS $883.8M |
ENVA $689.9M |
SLM $652.6M |
SLMBP $652.6M |
EZPW $294.6M |
OPRT $250.0M |
NNI $240.5M |
AGM $91.5M |
AGM-A $91.5M |
MFIN $77.0M |
Quarterly Earnings Growth | -95% | 9/12 | EZPW 48% |
IX 48% |
FCFS 20% |
ENVA 5% |
AGM -18% |
AGM-A -18% |
MFIN -23% |
OPRT -42% |
NNI -95% |
NAVI -103% |
SLM -270% |
SLMBP -270% |
Annual Earnings Growth | -46% | 11/12 | IX 58% |
EZPW 28% |
FCFS 7% |
AGM -1% |
AGM-A -1% |
ENVA -3% |
SLM -21% |
SLMBP -21% |
MFIN -25% |
NAVI -33% |
NNI -46% |
OPRT -96% |
Quarterly Revenue Growth | -15% | 12/12 | NAVI 125% |
SLM 60% |
SLMBP 60% |
MFIN 57% |
ENVA 25% |
IX 16% |
EZPW 9% |
FCFS 4% |
AGM 2% |
AGM-A 2% |
OPRT -7% |
NNI -15% |
Annual Revenue Growth | 55% | 6/12 | NAVI 234% |
AGM 75% |
AGM-A 75% |
OPRT 62% |
MFIN 59% |
NNI 55% |
IX 37% |
ENVA 23% |
EZPW 12% |
SLM 6% |
FCFS 6% |
SLMBP 6% |
Cash On Hand | $90.7 Million | 10/12 | IX $8.2B |
SLM $4.5B |
SLMBP $4.5B |
NAVI $2.8B |
AGM $842.1M |
AGM-A $842.1M |
FCFS $175.1M |
EZPW $170.5M |
MFIN $120.6M |
NNI $90.7M |
OPRT $71.8M |
ENVA $67.5M |
Short Term Debt | $0 | 8/12 | AGM $9.9B |
AGM-A $9.9B |
NAVI $5.3B |
IX $5.2B |
EZPW $162.1M |
MFIN $49.0M |
OPRT $19.7M |
NNI -$0 |
SLM -$0 |
FCFS -$0 |
ENVA -$0 |
SLMBP -$0 |
Long Term Debt | $0 | 11/12 | NAVI $44.7B |
IX $38.5B |
AGM $27.1B |
AGM-A $27.1B |
SLM $6.0B |
SLMBP $6.0B |
ENVA $3.3B |
FCFS $1.8B |
EZPW $404.9M |
MFIN $232.0M |
NNI $0 |
OPRT $0 |
PE | 58.15 | 1/12 | NNI 58.15 |
FCFS 20.28 |
ENVA 16.09 |
AGM 11.12 |
AGM-A 11.12 |
SLM 10.25 |
SLMBP 10.25 |
EZPW 9.29 |
NAVI 8.02 |
IX 8.00 |
MFIN 4.92 |
OPRT -1.00 |
PS | 2.57 | 6/12 | IX 190.10 |
AGM 3.53 |
AGM-A 3.53 |
SLM 3.15 |
SLMBP 3.15 |
NNI 2.57 |
FCFS 1.55 |
ENVA 1.16 |
MFIN 0.68 |
EZPW 0.66 |
NAVI 0.33 |
OPRT 0.27 |
PB | 0.29 | 10/12 | FCFS 2.55 |
ENVA 1.98 |
EZPW 0.96 |
OPRT 0.83 |
IX 0.81 |
AGM 0.61 |
AGM-A 0.61 |
NAVI 0.55 |
MFIN 0.46 |
NNI 0.29 |
SLM 0.28 |
SLMBP 0.28 |
PC | 45.17 | 1/12 | NNI 45.17 |
ENVA 43.02 |
FCFS 29.97 |
EZPW 4.53 |
OPRT 3.79 |
IX 2.74 |
AGM 2.52 |
AGM-A 2.52 |
MFIN 1.63 |
SLM 1.49 |
SLMBP 1.49 |
NAVI 0.53 |
Liabilities to Equity | 0.00 | 12/12 | NAVI 18.84 |
AGM 18.55 |
AGM-A 18.55 |
OPRT 8.93 |
MFIN 6.76 |
IX 3.17 |
ENVA 2.98 |
SLM 2.83 |
SLMBP 2.83 |
FCFS 1.18 |
EZPW 0.86 |
NNI 0.00 |
ROA | 0.01 | 6/12 | FCFS 6% | EZPW 6% | ENVA 4% | SLM 2% | SLMBP 2% | NNI 1% | MFIN 1% | AGM 1% | AGM-A 1% | NAVI 0% | IX 0% | OPRT -4% |
ROE | 0.02 | 10/12 | SLM 31% |
SLMBP 31% |
ENVA 15% |
FCFS 13% |
AGM 13% |
AGM-A 13% |
MFIN 11% |
EZPW 10% |
NAVI 7% |
NNI 2% |
IX 0% |
OPRT -39% |
Current Ratio | -1.00 | 12/12 | SLM 4.97 |
SLMBP 4.97 |
EZPW 2.17 |
FCFS 1.85 |
ENVA 1.42 |
IX 1.32 |
MFIN 1.18 |
AGM 1.13 |
AGM-A 1.13 |
OPRT 1.11 |
NAVI 1.05 |
NNI -1.00 |
Quick Ratio | -1.00 | 12/12 | NNI 58.15 |
FCFS 20.28 |
ENVA 16.09 |
AGM 11.12 |
AGM-A 11.12 |
SLM 10.25 |
SLMBP 10.25 |
EZPW 9.29 |
NAVI 8.02 |
IX 8.00 |
MFIN 4.92 |
OPRT -1.00 |
Long Term Debt to Equity | 0.00 | 11/12 | AGM} 18.55 |
AGM-A} 18.55 |
NAVI} 16.59 |
SLM} 2.83 |
SLMBP} 2.83 |
ENVA} 2.79 |
IX} 1.41 |
FCFS} 0.86 |
MFIN} 0.64 |
EZPW} 0.50 |
NNI} 0.00 |
OPRT} 0.00 |
Debt to Equity | 0.00 | 12/12 | NAVI 18.56 |
AGM 18.55 |
AGM-A 18.55 |
SLM 2.83 |
SLMBP 2.83 |
ENVA 2.79 |
IX 1.60 |
FCFS 0.86 |
MFIN 0.78 |
EZPW 0.70 |
OPRT 0.06 |
NNI 0.00 |
Burn Rate | -37.99 | 12/12 | SLM 15.41 |
SLMBP 15.41 |
MFIN 9.33 |
EZPW 4.11 |
IX 2.88 |
OPRT 2.06 |
NAVI 0.90 |
ENVA 0.76 |
AGM 0.24 |
AGM-A 0.24 |
FCFS -13.19 |
NNI -37.99 |
Cash to Cap | 0.02 | 11/12 | NAVI 1.87 |
SLM 0.67 |
SLMBP 0.67 |
MFIN 0.61 |
AGM 0.40 |
AGM-A 0.40 |
IX 0.36 |
OPRT 0.26 |
EZPW 0.22 |
FCFS 0.03 |
NNI 0.02 |
ENVA 0.02 |
CCR | -130.43 | 10/12 | ENVA 9.69 |
NAVI 5.00 |
MFIN 3.16 |
SLM 2.23 |
SLMBP 2.23 |
FCFS 0.00 |
AGM -1.05 |
AGM-A -1.05 |
OPRT -4.00 |
NNI -130.43 |
EZPW |
IX |
EV to EBITDA | 21.77 | 8/12 | AGM} 516.58 |
AGM-A} 516.58 |
NAVI} 83.96 |
FCFS} 41.86 |
EZPW} 31.09 |
SLM} 25.37 |
SLMBP} 25.37 |
NNI} 21.77 |
MFIN} 9.44 |
IX} -1.00 |
OPRT} -1.00 |
ENVA} -538.87 |
EV to Revenue | 2.52 | 6/12 | AGM 47.31 |
AGM-A 47.31 |
NAVI 10.85 |
SLM 3.88 |
SLMBP 3.88 |
NNI 2.52 |
ENVA 2.44 |
FCFS 2.02 |
MFIN 1.22 |
EZPW 1.01 |
IX -1.00 |
OPRT -1.00 |