NBT Bancorp Inc. Peer Comparison
Metric | Value | Ranking | |||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap | $2.3 Billion | 1/19 | NBTB $2.3B |
BHLB $1.4B |
CCB $1.3B |
CNOB $1.0B |
CFB $809.7M |
GSBC $694.7M |
NFBK $505.4M |
HBCP $400.9M |
CWBC $359.2M |
FDBC $257.5M |
OVLY $229.9M |
FFNW $199.4M |
HMNF $125.0M |
FNWD $112.8M |
FNWB $104.7M |
OFED $70.1M |
CULL $68.0M |
HFBL $40.8M |
CATC $0 |
Gross Margin | 100% | 1/19 | NBTB 100% |
BHLB 100% |
CNOB 100% |
NFBK 100% |
FNWB 100% |
FFNW 100% |
OFED 100% |
CWBC 100% |
FDBC 100% |
HBCP 100% |
HFBL 100% |
OVLY 100% |
CCB 100% |
CFB 100% |
FNWD 100% |
CULL 100% |
HMNF 85% |
CATC 84% |
GSBC 0% |
Profit Margin | 19% | 3/19 | OVLY 38% |
BHLB 21% |
NBTB 19% |
NFBK 19% |
HBCP 18% |
CULL 18% |
FDBC 15% |
CFB 15% |
CNOB 13% |
HFBL 12% |
OFED 11% |
CATC 10% |
CWBC 7% |
HMNF 7% |
CCB 7% |
FNWD 2% |
GSBC 0% |
FFNW -3% |
FNWB -7% |
EBITDA margin | 25% | 2/19 | OVLY 50% |
NBTB 25% |
HBCP 24% |
CULL 23% |
CFB 19% |
BHLB 18% |
FDBC 18% |
CNOB 17% |
OFED 14% |
HFBL 13% |
CWBC 10% |
HMNF 9% |
CCB 9% |
FNWD 2% |
NFBK 0% |
CATC -3% |
FFNW -5% |
FNWB -11% |
GSBC -100% |
Quarterly Revenue | $202.0 Million | 1/19 | NBTB $202.0M |
CCB $185.1M |
BHLB $178.8M |
CNOB $135.0M |
CFB $134.4M |
CATC $66.8M |
NFBK $59.7M |
HBCP $51.0M |
CWBC $46.4M |
FDBC $32.3M |
FNWB $28.2M |
FNWD $25.3M |
FFNW $20.1M |
OVLY $19.5M |
HMNF $14.8M |
HFBL $8.0M |
OFED $7.1M |
CULL $3.9M |
GSBC $0 |
Quarterly Earnings | $38.1 Million | 1/19 | NBTB $38.1M |
BHLB $37.5M |
CFB $19.6M |
CNOB $17.2M |
GSBC $14.9M |
CCB $13.5M |
NFBK $11.3M |
HBCP $9.4M |
OVLY $7.3M |
CATC $6.9M |
FDBC $5.0M |
CWBC $3.4M |
HMNF $970,000 |
HFBL $941,000 |
OFED $790,000 |
CULL $714,000 |
FNWD $606,000 |
FFNW -$608,000 |
FNWB -$2.0M |
Quarterly Free Cash Flow | $47.8 Million | 2/19 | CCB $67.8M |
NBTB $47.8M |
CFB $31.2M |
HBCP $17.0M |
OVLY $8.7M |
CWBC $8.4M |
FDBC $7.8M |
CATC $6.9M |
FNWB $2.7M |
FFNW $2.1M |
HFBL $871,000 |
CULL $130,000 |
BHLB -$43.8M |
NFBK -$0 |
OFED -$0 |
HMNF -$0 |
FNWD -$4.2M |
CNOB -$13.6M |
GSBC -$0 |
Trailing 4 Quarters Revenue | $777.7 Million | 1/19 | NBTB $777.7M |
CCB $618.2M |
BHLB $614.6M |
CNOB $536.0M |
CFB $509.9M |
GSBC $266.0M |
NFBK $247.7M |
CATC $219.3M |
HBCP $194.6M |
CWBC $134.6M |
FDBC $116.0M |
FNWD $110.5M |
FNWB $109.2M |
FFNW $80.0M |
OVLY $77.0M |
HMNF $51.8M |
HFBL $33.0M |
OFED $31.9M |
CULL $17.0M |
Trailing 4 Quarters Earnings | $135.1 Million | 1/19 | NBTB $202.0M |
CCB $185.1M |
BHLB $178.8M |
CNOB $135.0M |
CFB $134.4M |
CATC $66.8M |
NFBK $59.7M |
HBCP $51.0M |
CWBC $46.4M |
FDBC $32.3M |
FNWB $28.2M |
FNWD $25.3M |
FFNW $20.1M |
OVLY $19.5M |
HMNF $14.8M |
HFBL $8.0M |
OFED $7.1M |
CULL $3.9M |
GSBC -$0 |
Quarterly Earnings Growth | 55% | 3/19 | OFED 153% |
BHLB 92% |
NBTB 55% |
CWBC 50% |
NFBK 37% |
CCB 31% |
CFB 17% |
GSBC 14% |
OVLY 0% |
HBCP -3% |
FDBC -7% |
CNOB -20% |
HFBL -23% |
CULL -30% |
HMNF -32% |
CATC -45% |
FNWD -72% |
FFNW -141% |
FNWB -179% |
Annual Earnings Growth | 18% | 3/19 | OFED 474% |
FNWD 21% |
NBTB 18% |
CFB 14% |
GSBC 2% |
CULL -4% |
HBCP -8% |
NFBK -9% |
CNOB -15% |
HMNF -17% |
CCB -17% |
OVLY -24% |
FDBC -28% |
HFBL -34% |
CATC -38% |
BHLB -56% |
FFNW -82% |
CWBC -85% |
FNWB -172% |
Quarterly Revenue Growth | 50% | 12/19 | CWBC 300% |
CCB 161% |
OFED 121% |
CFB 120% |
CNOB 105% |
FFNW 94% |
FDBC 70% |
BHLB 66% |
FNWD 63% |
FNWB 58% |
HMNF 52% |
NBTB 50% |
HBCP 50% |
HFBL 42% |
CATC 29% |
NFBK 10% |
OVLY -5% |
CULL -8% |
GSBC -100% |
Annual Revenue Growth | 57% | 9/19 | CWBC 185% |
CFB 111% |
CNOB 100% |
FFNW 83% |
CCB 70% |
FNWD 66% |
NFBK 65% |
OFED 60% |
NBTB 57% |
FNWB 54% |
GSBC 52% |
FDBC 47% |
HBCP 44% |
BHLB 41% |
HFBL 41% |
HMNF 30% |
CATC 7% |
CULL -3% |
OVLY -8% |
Cash On Hand | $0 | 9/19 | OVLY $166.2M |
GSBC $109.4M |
CNOB $61.1M |
CCB $45.3M |
CATC $29.7M |
FNWB $18.0M |
NFBK $13.0M |
CULL $3.8M |
NBTB -$0 |
BHLB -$0 |
FFNW -$0 |
OFED -$0 |
CWBC -$0 |
FDBC -$0 |
HBCP -$0 |
HFBL -$0 |
CFB -$0 |
FNWD -$0 |
HMNF -$13.7M |
Short Term Debt | $205.0 Million | 2/19 | GSBC $514.2M |
NBTB $205.0M |
CWBC $132.5M |
FNWD $43.0M |
FDBC $25.0M |
CATC $23.9M |
CNOB $15.3M |
CCB $5.6M |
BHLB -$0 |
NFBK -$0 |
FNWB -$0 |
FFNW -$0 |
OFED -$0 |
HBCP -$0 |
HFBL -$0 |
HMNF -$0 |
OVLY -$0 |
CFB -$0 |
CULL -$0 |
Long Term Debt | $251.7 Million | 5/19 | CNOB $822.0M |
BHLB $707.1M |
CATC $546.4M |
FNWB $335.0M |
NBTB $251.7M |
HBCP $233.4M |
FFNW $100.0M |
FNWD $85.0M |
CFB $84.8M |
CWBC $69.9M |
OFED $52.5M |
CCB $47.8M |
CULL $45.0M |
FDBC $6.3M |
HFBL $5.5M |
GSBC $0 |
NFBK $0 |
HMNF $0 |
OVLY $0 |
PE | 16.68 | 9/19 | CWBC 287.37 |
FFNW 187.20 |
BHLB 34.33 |
CCB 32.26 |
HMNF 23.86 |
CULL 18.63 |
NFBK 16.88 |
FDBC 16.69 |
NBTB 16.68 |
CNOB 14.18 |
HFBL 12.31 |
GSBC 11.24 |
HBCP 11.09 |
CFB 10.92 |
OFED 10.41 |
FNWD 9.78 |
OVLY 9.27 |
FNWB -1.00 |
CATC -1.00 |
PS | 2.90 | 3/19 | CULL 3.99 |
OVLY 2.99 |
NBTB 2.90 |
CWBC 2.67 |
GSBC 2.61 |
FFNW 2.49 |
HMNF 2.41 |
BHLB 2.23 |
FDBC 2.22 |
OFED 2.20 |
CCB 2.13 |
HBCP 2.06 |
NFBK 2.04 |
CNOB 1.92 |
CFB 1.59 |
HFBL 1.24 |
FNWD 1.02 |
FNWB 0.96 |
CATC -1.00 |
PB | 1.48 | 2/19 | CCB 3.97 |
NBTB 1.48 |
BHLB 1.28 |
FFNW 1.24 |
FDBC 1.24 |
OVLY 1.24 |
GSBC 1.16 |
HMNF 1.13 |
CFB 1.05 |
HBCP 1.02 |
CWBC 0.99 |
OFED 0.84 |
CNOB 0.83 |
HFBL 0.75 |
NFBK 0.72 |
FNWD 0.71 |
CULL 0.67 |
FNWB 0.65 |
CATC 0.00 |
PC | -1.00 | 9/19 | NFBK 38.75 |
CCB 29.09 |
CULL 17.77 |
CNOB 16.87 |
GSBC 6.35 |
FNWB 5.83 |
OVLY 1.38 |
CATC 0.00 |
NBTB -1.00 |
BHLB -1.00 |
FFNW -1.00 |
OFED -1.00 |
CWBC -1.00 |
FDBC -1.00 |
HBCP -1.00 |
HFBL -1.00 |
CFB -1.00 |
FNWD -1.00 |
HMNF -9.15 |
Liabilities to Equity | 8.09 | 13/19 | FNWB 13.03 |
FNWD 12.00 |
FDBC 11.62 |
CCB 11.25 |
HFBL 10.58 |
BHLB 9.84 |
OVLY 9.25 |
HMNF 9.09 |
CATC 9.03 |
GSBC 8.98 |
CFB 8.83 |
CWBC 8.71 |
NBTB 8.09 |
FFNW 8.06 |
HBCP 7.75 |
NFBK 7.04 |
OFED 6.94 |
CNOB 6.78 |
CULL 3.15 |
ROA | 0.01 | 1/19 | NBTB 1% | GSBC 1% | CNOB 1% | NFBK 1% | OFED 1% | CATC 1% | FDBC 1% | HBCP 1% | HFBL 1% | OVLY 1% | CCB 1% | CFB 1% | FNWD 1% | CULL 1% | BHLB 0% | FNWB 0% | FFNW 0% | CWBC 0% | HMNF 0% |
ROE | 0.09 | 5/19 | OVLY 13% |
CCB 12% |
GSBC 10% |
CFB 10% |
NBTB 9% |
HBCP 9% |
OFED 8% |
FDBC 7% |
FNWD 7% |
CNOB 6% |
HFBL 6% |
CATC 5% |
HMNF 5% |
BHLB 4% |
NFBK 4% |
CULL 4% |
FFNW 1% |
CWBC 0% |
FNWB -4% |
Current Ratio | 1.12 | 6/19 | CULL 1.32 |
CNOB 1.15 |
NFBK 1.14 |
OFED 1.14 |
HBCP 1.13 |
NBTB 1.12 |
FFNW 1.12 |
GSBC 1.11 |
CATC 1.11 |
CWBC 1.11 |
HMNF 1.11 |
OVLY 1.11 |
CFB 1.11 |
BHLB 1.10 |
FDBC 1.09 |
HFBL 1.09 |
CCB 1.09 |
FNWB 1.08 |
FNWD 1.08 |
Quick Ratio | 0.00 | 10/19 | CWBC 287.37 |
FFNW 187.20 |
BHLB 34.33 |
CCB 32.26 |
HMNF 23.86 |
CULL 18.63 |
NFBK 16.88 |
FDBC 16.69 |
NBTB 16.68 |
CNOB 14.18 |
HFBL 12.31 |
GSBC 11.24 |
HBCP 11.09 |
CFB 10.92 |
OFED 10.41 |
FNWD 9.78 |
OVLY 9.27 |
FNWB -1.00 |
CATC -1.00 |
Long Term Debt to Equity | 0.17 | 11/19 | FNWB} 2.08 |
CATC} 1.02 |
BHLB} 0.66 |
CNOB} 0.66 |
OFED} 0.63 |
FFNW} 0.62 |
HBCP} 0.59 |
FNWD} 0.53 |
CULL} 0.44 |
CWBC} 0.19 |
NBTB} 0.17 |
CCB} 0.14 |
CFB} 0.11 |
HFBL} 0.10 |
FDBC} 0.03 |
GSBC} 0.00 |
NFBK} 0.00 |
HMNF} 0.00 |
OVLY} 0.00 |
Debt to Equity | 0.30 | 12/19 | FNWB 2.08 |
CATC 1.06 |
GSBC 0.86 |
FNWD 0.80 |
BHLB 0.66 |
CNOB 0.66 |
OFED 0.63 |
FFNW 0.62 |
HBCP 0.59 |
CWBC 0.56 |
CULL 0.44 |
NBTB 0.30 |
FDBC 0.15 |
CFB 0.11 |
HFBL 0.10 |
HMNF 0.10 |
CCB 0.02 |
NFBK 0.00 |
OVLY 0.00 |
Burn Rate | 0.00 | 7/19 | HMNF 14.09 |
CULL 3.52 |
CNOB 3.13 |
CATC 1.42 |
FNWB 1.17 |
GSBC 0.96 |
NBTB 0.00 |
BHLB 0.00 |
FFNW 0.00 |
OFED 0.00 |
CWBC 0.00 |
FDBC 0.00 |
HBCP 0.00 |
HFBL 0.00 |
CFB 0.00 |
FNWD 0.00 |
NFBK -1.16 |
CCB -4.47 |
OVLY -22.70 |
Cash to Cap | 0.00 | 8/19 | OVLY 0.72 |
FNWB 0.17 |
GSBC 0.16 |
CNOB 0.06 |
CULL 0.06 |
NFBK 0.03 |
CCB 0.03 |
NBTB 0.00 |
BHLB 0.00 |
FFNW 0.00 |
OFED 0.00 |
CWBC 0.00 |
FDBC 0.00 |
HBCP 0.00 |
HFBL 0.00 |
CFB 0.00 |
FNWD 0.00 |
HMNF -0.11 |
CATC |
CCR | 1.26 | 6/19 | CCB 5.04 |
CWBC 2.49 |
HBCP 1.80 |
CFB 1.59 |
FDBC 1.57 |
NBTB 1.26 |
OVLY 1.19 |
CATC 1.00 |
HFBL 0.93 |
CULL 0.18 |
HMNF 0.00 |
CNOB -0.79 |
BHLB -1.17 |
FNWB -1.38 |
FFNW -3.43 |
FNWD -6.99 |
GSBC |
NFBK |
OFED |
EV to EBITDA | 53.30 | 9/19 | FNWD} 603.73 |
CWBC} 127.31 |
CULL} 121.74 |
OFED} 121.47 |
HMNF} 111.27 |
CCB} 78.06 |
CNOB} 76.30 |
BHLB} 64.69 |
NBTB} 53.30 |
HBCP} 52.84 |
FDBC} 50.15 |
HFBL} 45.71 |
CFB} 34.59 |
OVLY} 6.49 |
GSBC} -1.00 |
NFBK} -1.00 |
CATC} -1.00 |
FNWB} -132.48 |
FFNW} -321.21 |
EV to Revenue | 3.48 | 6/19 | CULL 6.41 |
CWBC 4.17 |
FNWB 3.86 |
OFED 3.84 |
FFNW 3.74 |
NBTB 3.48 |
BHLB 3.38 |
CNOB 3.34 |
HBCP 3.26 |
HMNF 2.89 |
FDBC 2.49 |
FNWD 2.18 |
CCB 2.07 |
CFB 1.75 |
HFBL 1.40 |
OVLY 0.83 |
GSBC -1.00 |
NFBK -1.00 |
CATC -1.00 |