Independent Bank Corp. Peer Comparison
Metric | Value | Ranking | ||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap | $2.9 Billion | 2/22 | EBC $3.9B |
INDB $2.9B |
FBNC $1.8B |
NBHC $1.6B |
BHLB $1.4B |
FBMS $1.2B |
HFWA $828.6M |
CFFN $811.3M |
BFST $809.7M |
HONE $529.5M |
BSRR $440.3M |
CWBC $359.2M |
NECB $341.0M |
FCCO $210.2M |
WNEB $205.6M |
FFNW $199.4M |
BFIN $163.6M |
RMBI $153.0M |
HMNF $125.0M |
FCAP $114.1M |
FNWD $112.8M |
CATC $0 |
Gross Margin | 80% | 21/22 | NBHC 100% |
CFFN 100% |
HFWA 100% |
BHLB 100% |
FBNC 100% |
FBMS 100% |
BSRR 100% |
WNEB 100% |
HONE 100% |
BFIN 100% |
FFNW 100% |
FCCO 100% |
CWBC 100% |
FCAP 100% |
BFST 100% |
RMBI 100% |
NECB 100% |
FNWD 100% |
HMNF 85% |
CATC 84% |
INDB 80% |
EBC 0% |
Profit Margin | 28% | 3/22 | FCCO 100% |
NECB 31% |
INDB 28% |
NBHC 21% |
BHLB 21% |
FBMS 20% |
BSRR 20% |
FCAP 19% |
CFFN 16% |
HFWA 14% |
BFST 14% |
FBNC 13% |
WNEB 12% |
BFIN 12% |
RMBI 11% |
CATC 10% |
CWBC 7% |
HMNF 7% |
HONE 5% |
FNWD 2% |
EBC 0% |
FFNW -3% |
EBITDA margin | 70% | 1/22 | INDB 70% |
NECB 42% |
BSRR 27% |
FBMS 26% |
FCAP 23% |
BHLB 18% |
FBNC 17% |
HFWA 16% |
BFIN 15% |
RMBI 13% |
CWBC 10% |
HMNF 9% |
HONE 2% |
FNWD 2% |
NBHC 0% |
CFFN 0% |
WNEB 0% |
FCCO 0% |
BFST 0% |
CATC -3% |
FFNW -5% |
EBC -100% |
Quarterly Revenue | $155.2 Million | 2/22 | BHLB $178.8M |
INDB $155.2M |
FBNC $145.7M |
NBHC $136.1M |
BFST $116.1M |
CFFN $97.6M |
FBMS $93.6M |
HFWA $81.7M |
HONE $77.2M |
CATC $66.8M |
BSRR $52.6M |
CWBC $46.4M |
NECB $41.5M |
WNEB $28.6M |
FNWD $25.3M |
RMBI $21.6M |
FFNW $20.1M |
BFIN $16.9M |
FCAP $15.0M |
HMNF $14.8M |
FCCO $3.6M |
EBC $0 |
Quarterly Earnings | $42.9 Million | 2/22 | EBC $60.8M |
INDB $42.9M |
BHLB $37.5M |
NBHC $28.2M |
FBNC $18.7M |
FBMS $18.6M |
BFST $16.5M |
CFFN $15.4M |
NECB $12.7M |
HFWA $11.4M |
BSRR $10.6M |
CATC $6.9M |
FCCO $4.2M |
HONE $3.9M |
CWBC $3.4M |
WNEB $3.3M |
FCAP $2.9M |
RMBI $2.5M |
BFIN $2.0M |
HMNF $970,000 |
FNWD $606,000 |
FFNW -$608,000 |
Quarterly Free Cash Flow | $64.4 Million | 1/22 | INDB $64.4M |
FBNC $47.5M |
FBMS $32.3M |
BSRR $27.3M |
HFWA $25.9M |
HONE $24.4M |
NECB $14.6M |
CWBC $8.4M |
FCAP $7.5M |
CATC $6.9M |
BFIN $3.9M |
RMBI $2.8M |
FFNW $2.1M |
NBHC -$0 |
WNEB -$0 |
FCCO -$0 |
HMNF -$0 |
FNWD -$4.2M |
BHLB -$43.8M |
CFFN -$0 |
BFST -$0 |
EBC -$0 |
Trailing 4 Quarters Revenue | $812.2 Million | 1/22 | INDB $812.2M |
EBC $760.9M |
BHLB $614.6M |
FBNC $569.7M |
NBHC $538.3M |
BFST $414.8M |
CFFN $392.1M |
FBMS $369.1M |
HFWA $306.1M |
HONE $302.1M |
CATC $219.3M |
BSRR $214.5M |
NECB $159.7M |
CWBC $134.6M |
WNEB $116.3M |
FNWD $110.5M |
RMBI $83.2M |
FCCO $80.2M |
FFNW $80.0M |
BFIN $71.7M |
FCAP $56.5M |
HMNF $51.8M |
Trailing 4 Quarters Earnings | $196.9 Million | 1/22 | BHLB $178.8M |
INDB $155.2M |
FBNC $145.7M |
NBHC $136.1M |
BFST $116.1M |
CFFN $97.6M |
FBMS $93.6M |
HFWA $81.7M |
HONE $77.2M |
CATC $66.8M |
BSRR $52.6M |
CWBC $46.4M |
NECB $41.5M |
WNEB $28.6M |
FNWD $25.3M |
RMBI $21.6M |
FFNW $20.1M |
BFIN $16.9M |
FCAP $15.0M |
HMNF $14.8M |
FCCO $3.6M |
EBC -$0 |
Quarterly Earnings Growth | -29% | 14/22 | CFFN 507% |
BHLB 92% |
CWBC 50% |
WNEB 31% |
FCCO 28% |
RMBI 27% |
BSRR 7% |
NECB 7% |
BFST 4% |
FCAP -8% |
NBHC -15% |
BFIN -16% |
FBMS -22% |
INDB -29% |
HMNF -32% |
HFWA -37% |
FBNC -38% |
CATC -45% |
HONE -53% |
FNWD -72% |
EBC -79% |
FFNW -141% |
Annual Earnings Growth | -21% | 14/22 | CFFN 111% |
FCCO 63% |
FNWD 21% |
FBMS 15% |
NECB 9% |
FCAP 4% |
BSRR -8% |
RMBI -12% |
FBNC -13% |
BFIN -15% |
NBHC -16% |
BFST -16% |
HMNF -17% |
INDB -21% |
WNEB -27% |
CATC -38% |
HFWA -45% |
BHLB -56% |
EBC -56% |
HONE -63% |
FFNW -82% |
CWBC -85% |
Quarterly Revenue Growth | -15% | 21/22 | CWBC 300% |
CFFN 219% |
RMBI 137% |
FFNW 94% |
HONE 83% |
FCAP 76% |
BHLB 66% |
NECB 64% |
FNWD 63% |
BSRR 56% |
HMNF 52% |
FBNC 46% |
HFWA 32% |
CATC 29% |
FCCO 23% |
FBMS 19% |
BFST 15% |
WNEB 7% |
BFIN 0% |
NBHC -10% |
INDB -15% |
EBC -100% |
Annual Revenue Growth | 11% | 21/22 | FCCO 841% |
CWBC 185% |
CFFN 168% |
RMBI 106% |
FFNW 83% |
FNWD 66% |
BSRR 59% |
NECB 59% |
FCAP 45% |
BFST 42% |
BHLB 41% |
FBNC 41% |
WNEB 34% |
HONE 34% |
HMNF 30% |
HFWA 22% |
BFIN 21% |
FBMS 19% |
NBHC 13% |
EBC 13% |
INDB 11% |
CATC 7% |
Cash On Hand | $199.0 Million | 2/22 | BFST $319.1M |
INDB $199.0M |
CFFN $170.3M |
BSRR $132.8M |
NBHC $127.8M |
FBMS $127.5M |
EBC $92.6M |
WNEB $66.5M |
FCAP $29.8M |
CATC $29.7M |
FCCO $24.1M |
BFIN $19.4M |
HFWA -$0 |
BHLB -$0 |
FBNC -$0 |
HONE -$0 |
FFNW -$0 |
CWBC -$0 |
RMBI -$0 |
NECB -$0 |
FNWD -$0 |
HMNF -$13.7M |
Short Term Debt | $0 | 5/22 | CWBC $132.5M |
FNWD $43.0M |
CATC $23.9M |
WNEB $5.4M |
INDB -$0 |
NBHC -$0 |
CFFN -$0 |
HFWA -$0 |
BHLB -$0 |
FBNC -$0 |
FBMS -$0 |
BSRR -$0 |
HONE -$0 |
BFIN -$0 |
FFNW -$0 |
FCCO -$0 |
FCAP -$0 |
HMNF -$0 |
BFST -$0 |
RMBI -$0 |
EBC -$0 |
NECB -$0 |
Long Term Debt | $663.4 Million | 2/22 | BHLB $707.1M |
INDB $663.4M |
CATC $546.4M |
HONE $539.4M |
HFWA $404.0M |
RMBI $252.0M |
BSRR $165.2M |
FFNW $100.0M |
WNEB $98.0M |
FBNC $91.7M |
FNWD $85.0M |
CWBC $69.9M |
NBHC $54.5M |
FCAP $33.6M |
CFFN $0 |
FBMS $0 |
BFIN $0 |
FCCO $0 |
HMNF $0 |
BFST $0 |
EBC $0 |
NECB $0 |
PE | 14.81 | 14/22 | CWBC 287.37 |
FFNW 187.20 |
HONE 46.41 |
BHLB 34.33 |
EBC 33.02 |
HMNF 23.86 |
HFWA 22.06 |
BFIN 20.67 |
WNEB 17.62 |
FBNC 17.38 |
RMBI 17.31 |
CFFN 15.94 |
FCCO 15.06 |
INDB 14.81 |
FBMS 14.01 |
NBHC 13.62 |
BFST 12.44 |
BSRR 12.07 |
FNWD 9.78 |
FCAP 9.68 |
NECB 6.96 |
CATC -1.00 |
PS | 3.59 | 2/22 | EBC 5.19 |
INDB 3.59 |
FBMS 3.16 |
FBNC 3.12 |
NBHC 3.01 |
HFWA 2.71 |
CWBC 2.67 |
FCCO 2.62 |
FFNW 2.49 |
HMNF 2.41 |
BFIN 2.28 |
BHLB 2.23 |
NECB 2.14 |
CFFN 2.07 |
BSRR 2.05 |
FCAP 2.02 |
BFST 1.95 |
RMBI 1.84 |
WNEB 1.77 |
HONE 1.75 |
FNWD 1.02 |
CATC -1.00 |
PB | 0.98 | 12/22 | BHLB 1.28 |
NBHC 1.24 |
FFNW 1.24 |
BSRR 1.23 |
FBNC 1.20 |
FBMS 1.15 |
HMNF 1.13 |
NECB 1.10 |
EBC 1.09 |
BFST 1.01 |
CWBC 0.99 |
INDB 0.98 |
FCAP 0.98 |
HFWA 0.95 |
HONE 0.91 |
WNEB 0.87 |
CFFN 0.79 |
FNWD 0.71 |
FCCO 0.43 |
BFIN 0.12 |
RMBI 0.10 |
CATC 0.00 |
PC | 14.65 | 2/22 | EBC 42.64 |
INDB 14.65 |
NBHC 12.66 |
FBMS 9.15 |
FCCO 8.71 |
BFIN 8.43 |
CFFN 4.76 |
FCAP 3.83 |
BSRR 3.32 |
WNEB 3.09 |
BFST 2.54 |
CATC 0.00 |
HFWA -1.00 |
BHLB -1.00 |
FBNC -1.00 |
HONE -1.00 |
FFNW -1.00 |
CWBC -1.00 |
RMBI -1.00 |
NECB -1.00 |
FNWD -1.00 |
HMNF -9.15 |
Liabilities to Equity | 5.52 | 18/22 | FNWD 12.00 |
WNEB 10.25 |
BHLB 9.84 |
BSRR 9.30 |
FCAP 9.18 |
HMNF 9.09 |
CATC 9.03 |
HONE 8.89 |
BFST 8.83 |
CWBC 8.71 |
CFFN 8.29 |
FFNW 8.06 |
FBNC 7.23 |
HFWA 7.18 |
FBMS 6.87 |
NBHC 6.52 |
EBC 6.08 |
INDB 5.52 |
NECB 5.36 |
FCCO 0.68 |
BFIN 0.00 |
RMBI 0.00 |
ROA | 0.01 | 2/22 | NECB 2% | INDB 1% | NBHC 1% | CFFN 1% | HFWA 1% | FBNC 1% | FBMS 1% | BSRR 1% | BFIN 1% | FCCO 1% | CATC 1% | FCAP 1% | BFST 1% | RMBI 1% | FNWD 1% | BHLB 0% | WNEB 0% | HONE 0% | FFNW 0% | CWBC 0% | HMNF 0% | EBC 0% |
ROE | 0.07 | 7/22 | NECB 16% |
BSRR 10% |
FCAP 10% |
NBHC 9% |
FBMS 8% |
BFST 8% |
INDB 7% |
FBNC 7% |
FNWD 7% |
RMBI 6% |
CFFN 5% |
WNEB 5% |
BFIN 5% |
CATC 5% |
HMNF 5% |
HFWA 4% |
BHLB 4% |
EBC 3% |
HONE 2% |
FFNW 1% |
FCCO 1% |
CWBC 0% |
Current Ratio | 1.18 | 3/22 | FCCO 1.38 |
NECB 1.19 |
INDB 1.18 |
EBC 1.16 |
NBHC 1.15 |
FBMS 1.15 |
HFWA 1.14 |
FBNC 1.14 |
CFFN 1.12 |
FFNW 1.12 |
BSRR 1.11 |
HONE 1.11 |
CATC 1.11 |
CWBC 1.11 |
FCAP 1.11 |
HMNF 1.11 |
BFST 1.11 |
BHLB 1.10 |
WNEB 1.10 |
FNWD 1.08 |
BFIN -1.00 |
RMBI -1.00 |
Quick Ratio | 0.01 | 11/22 | CWBC 287.37 |
FFNW 187.20 |
HONE 46.41 |
BHLB 34.33 |
EBC 33.02 |
HMNF 23.86 |
HFWA 22.06 |
BFIN 20.67 |
WNEB 17.62 |
FBNC 17.38 |
RMBI 17.31 |
CFFN 15.94 |
FCCO 15.06 |
INDB 14.81 |
FBMS 14.01 |
NBHC 13.62 |
BFST 12.44 |
BSRR 12.07 |
FNWD 9.78 |
FCAP 9.68 |
NECB 6.96 |
CATC -1.00 |
Long Term Debt to Equity | 0.22 | 11/22 | RMBI} 1.80 |
CATC} 1.02 |
HONE} 0.92 |
BHLB} 0.66 |
FFNW} 0.62 |
FNWD} 0.53 |
HFWA} 0.46 |
BSRR} 0.46 |
WNEB} 0.42 |
FCAP} 0.29 |
INDB} 0.22 |
CWBC} 0.19 |
FBNC} 0.06 |
NBHC} 0.04 |
CFFN} 0.00 |
FBMS} 0.00 |
BFIN} 0.00 |
FCCO} 0.00 |
HMNF} 0.00 |
BFST} 0.00 |
EBC} 0.00 |
NECB} 0.00 |
Debt to Equity | 0.22 | 12/22 | RMBI 1.80 |
CATC 1.06 |
HONE 0.92 |
FNWD 0.80 |
BHLB 0.66 |
FFNW 0.62 |
CWBC 0.56 |
HFWA 0.46 |
BSRR 0.46 |
WNEB 0.44 |
FCAP 0.29 |
INDB 0.22 |
HMNF 0.10 |
FBNC 0.06 |
NBHC 0.04 |
CFFN 0.00 |
FBMS 0.00 |
BFIN 0.00 |
FCCO 0.00 |
BFST 0.00 |
EBC 0.00 |
NECB 0.00 |
Burn Rate | -12.12 | 19/22 | WNEB 33.57 |
HMNF 14.09 |
CATC 1.42 |
HFWA 0.00 |
BHLB 0.00 |
FBNC 0.00 |
HONE 0.00 |
FFNW 0.00 |
CWBC 0.00 |
RMBI 0.00 |
NECB 0.00 |
FNWD 0.00 |
EBC -1.52 |
NBHC -4.92 |
FCCO -5.70 |
FBMS -6.87 |
BFIN -9.74 |
CFFN -11.04 |
INDB -12.12 |
FCAP -19.19 |
BFST -19.35 |
BSRR -33.23 |
Cash to Cap | 0.07 | 10/22 | BFST 0.39 |
WNEB 0.32 |
BSRR 0.30 |
FCAP 0.26 |
CFFN 0.21 |
BFIN 0.12 |
FBMS 0.11 |
FCCO 0.11 |
NBHC 0.08 |
INDB 0.07 |
EBC 0.02 |
HFWA 0.00 |
BHLB 0.00 |
FBNC 0.00 |
HONE 0.00 |
FFNW 0.00 |
CWBC 0.00 |
RMBI 0.00 |
NECB 0.00 |
FNWD 0.00 |
HMNF -0.11 |
CATC |
CCR | 1.50 | 9/22 | HONE 6.21 |
FCAP 2.59 |
BSRR 2.57 |
FBNC 2.54 |
CWBC 2.49 |
HFWA 2.27 |
BFIN 1.95 |
FBMS 1.74 |
INDB 1.50 |
NECB 1.15 |
RMBI 1.12 |
CATC 1.00 |
HMNF 0.00 |
BHLB -1.17 |
FFNW -3.43 |
FNWD -6.99 |
NBHC |
CFFN |
WNEB |
FCCO |
BFST |
EBC |
EV to EBITDA | 31.03 | 14/22 | FNWD} 603.73 |
HONE} 562.56 |
RMBI} 142.57 |
CWBC} 127.31 |
HMNF} 111.27 |
HFWA} 94.33 |
FBNC} 77.33 |
BHLB} 64.69 |
EBC} 63.44 |
BFIN} 56.02 |
FBMS} 43.54 |
FCAP} 34.31 |
BSRR} 32.80 |
INDB} 31.03 |
NECB} 19.41 |
NBHC} -1.00 |
CFFN} -1.00 |
WNEB} -1.00 |
FCCO} -1.00 |
CATC} -1.00 |
BFST} -1.00 |
FFNW} -321.21 |
EV to Revenue | 4.16 | 4/22 | EBC 5.07 |
RMBI 4.87 |
CWBC 4.17 |
INDB 4.16 |
HFWA 4.03 |
FFNW 3.74 |
HONE 3.54 |
BHLB 3.38 |
FBNC 3.28 |
HMNF 2.89 |
FBMS 2.82 |
BSRR 2.20 |
FNWD 2.18 |
NECB 2.14 |
FCAP 2.09 |
BFIN 2.01 |
NBHC -1.00 |
CFFN -1.00 |
WNEB -1.00 |
FCCO -1.00 |
CATC -1.00 |
BFST -1.00 |