Loading...

Bread Financial Holdings, Inc. Peer Comparison

Metric Value Ranking
Market Cap $3.1 Billion 8/14 DFS
$49.2B
IX
$22.5B
ALLY
$11.7B
SLM
$6.7B
SLMBP
$6.7B
FCFS
$5.2B
WU
$3.6B
BFH
$3.1B
ENVA
$2.9B
AGM-A
$2.1B
NAVI
$1.5B
EZPW
$771.9M
OPRT
$272.3M
MFIN
$197.0M
Gross Margin 100% 1/14 BFH
100%
ALLY
100%
DFS
100%
IX
100%
AGM-A
100%
OPRT
100%
MFIN
96%
NAVI
81%
SLM
76%
SLMBP
76%
EZPW
60%
FCFS
49%
WU
37%
ENVA
5%
Profit Margin 0% 10/14 AGM-A
46%
WU
26%
IX
19%
DFS
16%
MFIN
11%
ALLY
9%
FCFS
9%
ENVA
6%
EZPW
5%
BFH
0%
NAVI
0%
SLM
-8%
SLMBP
-8%
OPRT
-12%
EBITDA margin 24% 6/14 NAVI
61%
AGM-A
60%
SLM
50%
SLMBP
50%
MFIN
49%
BFH
24%
DFS
22%
WU
20%
FCFS
18%
EZPW
13%
ALLY
10%
IX
0%
OPRT
0%
ENVA
-2%
Quarterly Revenue $1.3 Billion 4/14 DFS
$5.9B
ALLY
$4.2B
IX
$3.5B
BFH
$1.3B
WU
$1.0B
NAVI
$948.0M
FCFS
$883.8M
ENVA
$689.9M
SLM
$652.6M
SLMBP
$652.6M
EZPW
$294.6M
OPRT
$250.0M
AGM-A
$91.5M
MFIN
$77.0M
Quarterly Earnings $2.0 Million 10/14 DFS
$965.0M
IX
$673.3M
ALLY
$357.0M
WU
$264.8M
FCFS
$83.5M
ENVA
$43.4M
AGM-A
$42.3M
EZPW
$15.2M
MFIN
$8.6M
BFH
$2.0M
NAVI
-$2.0M
OPRT
-$30.0M
SLM
-$49.8M
SLMBP
-$49.8M
Quarterly Free Cash Flow $482.0 Million 1/14 BFH
$482.0M
ENVA
$420.9M
WU
$184.8M
OPRT
$120.0M
ALLY
$58.0M
MFIN
$27.2M
DFS
-$0
FCFS
-$0
NAVI
-$10.0M
AGM-A
-$44.4M
SLM
-$110.8M
SLMBP
-$110.8M
EZPW
-$0
IX
-$0
Trailing 4 Quarters Revenue $4.7 Billion 4/14 DFS
$23.2B
IX
$16.9B
ALLY
$12.3B
BFH
$4.7B
NAVI
$4.5B
WU
$4.2B
FCFS
$3.4B
ENVA
$2.5B
SLM
$2.1B
SLMBP
$2.1B
EZPW
$1.2B
OPRT
$1.0B
AGM-A
$600.5M
MFIN
$291.8M
Trailing 4 Quarters Earnings $312.0 Million 7/14 DFS
$5.9B
ALLY
$4.2B
IX
$3.5B
BFH
$1.3B
WU
$1.0B
NAVI
$948.0M
FCFS
$883.8M
ENVA
$689.9M
SLM
$652.6M
SLMBP
$652.6M
EZPW
$294.6M
OPRT
$250.0M
AGM-A
$91.5M
MFIN
$77.0M
Quarterly Earnings Growth -99% 11/14 WU
55%
EZPW
48%
IX
48%
DFS
41%
ALLY
21%
FCFS
20%
ENVA
5%
AGM-A
-18%
MFIN
-23%
OPRT
-42%
BFH
-99%
NAVI
-103%
SLM
-270%
SLMBP
-270%
Annual Earnings Growth -1% 4/14 IX
58%
EZPW
28%
FCFS
7%
BFH
-1%
AGM-A
-1%
WU
-3%
ENVA
-3%
DFS
-6%
SLM
-21%
SLMBP
-21%
MFIN
-25%
NAVI
-33%
ALLY
-37%
OPRT
-96%
Quarterly Revenue Growth 24% 8/14 NAVI
125%
ALLY
92%
SLM
60%
SLMBP
60%
MFIN
57%
DFS
46%
ENVA
25%
BFH
24%
IX
16%
EZPW
9%
FCFS
4%
AGM-A
2%
WU
-6%
OPRT
-7%
Annual Revenue Growth 21% 9/14 NAVI
234%
AGM-A
75%
OPRT
62%
MFIN
59%
DFS
48%
ALLY
37%
IX
37%
ENVA
23%
BFH
21%
EZPW
12%
SLM
6%
FCFS
6%
SLMBP
6%
WU
-9%
Cash On Hand $3.5 Billion 4/14 IX
$8.2B
SLM
$4.5B
SLMBP
$4.5B
BFH
$3.5B
NAVI
$2.8B
WU
$1.4B
AGM-A
$842.1M
FCFS
$175.1M
EZPW
$170.5M
MFIN
$120.6M
OPRT
$71.8M
ENVA
$67.5M
ALLY
-$0
DFS
-$0
Short Term Debt $0 9/14 AGM-A
$9.9B
NAVI
$5.3B
IX
$5.2B
ALLY
$1.8B
WU
$945.0M
EZPW
$162.1M
MFIN
$49.0M
OPRT
$19.7M
BFH
-$0
SLM
-$0
DFS
-$0
FCFS
-$0
ENVA
-$0
SLMBP
-$0
Long Term Debt $1.0 Billion 11/14 NAVI
$44.7B
IX
$38.5B
AGM-A
$27.1B
DFS
$18.2B
ALLY
$16.8B
SLM
$6.0B
SLMBP
$6.0B
ENVA
$3.3B
FCFS
$1.8B
WU
$1.6B
BFH
$1.0B
EZPW
$404.9M
MFIN
$232.0M
OPRT
$0
PE 9.94 8/14 FCFS
20.28
ENVA
16.09
DFS
15.41
ALLY
14.47
AGM-A
11.12
SLM
10.25
SLMBP
10.25
BFH
9.94
EZPW
9.29
NAVI
8.02
IX
8.00
WU
5.26
MFIN
4.92
OPRT
-1.00
PS 0.66 11/14 IX
190.10
AGM-A
3.53
SLM
3.15
SLMBP
3.15
DFS
2.12
FCFS
1.55
ENVA
1.16
ALLY
0.95
WU
0.84
MFIN
0.68
BFH
0.66
EZPW
0.66
NAVI
0.33
OPRT
0.27
PB 0.15 14/14 WU
5.44
DFS
2.85
FCFS
2.55
ENVA
1.98
EZPW
0.96
OPRT
0.83
IX
0.81
ALLY
0.79
AGM-A
0.61
NAVI
0.55
MFIN
0.46
SLM
0.28
SLMBP
0.28
BFH
0.15
PC 0.90 11/14 ENVA
43.02
FCFS
29.97
EZPW
4.53
OPRT
3.79
IX
2.74
AGM-A
2.52
WU
2.49
MFIN
1.63
SLM
1.49
SLMBP
1.49
BFH
0.90
NAVI
0.53
ALLY
-1.00
DFS
-1.00
Liabilities to Equity 0.33 14/14 NAVI
18.84
AGM-A
18.55
ALLY
12.11
WU
10.76
OPRT
8.93
DFS
7.78
MFIN
6.76
IX
3.17
ENVA
2.98
SLM
2.83
SLMBP
2.83
FCFS
1.18
EZPW
0.86
BFH
0.33
ROA 0.01 8/14 WU
9%
FCFS
6%
EZPW
6%
ENVA
4%
SLM
2%
DFS
2%
SLMBP
2%
BFH
1%
MFIN
1%
AGM-A
1%
NAVI
0%
ALLY
0%
IX
0%
OPRT
-4%
ROE 0.10 9/14 WU
103%
SLM
31%
SLMBP
31%
DFS
18%
ENVA
15%
FCFS
13%
AGM-A
13%
MFIN
11%
BFH
10%
EZPW
10%
NAVI
7%
ALLY
5%
IX
0%
OPRT
-39%
Current Ratio 20.88 1/14 BFH
20.88
SLM
4.97
SLMBP
4.97
EZPW
2.17
FCFS
1.85
ENVA
1.42
IX
1.32
MFIN
1.18
DFS
1.13
AGM-A
1.13
OPRT
1.11
WU
1.09
ALLY
1.08
NAVI
1.05
Quick Ratio 3.32 1/14 FCFS
20.28
ENVA
16.09
DFS
15.41
ALLY
14.47
AGM-A
11.12
SLM
10.25
SLMBP
10.25
BFH
9.94
EZPW
9.29
NAVI
8.02
IX
8.00
WU
5.26
MFIN
4.92
OPRT
-1.00
Long Term Debt to Equity 0.33 13/14 AGM-A}
18.55
NAVI}
16.59
SLM}
2.83
SLMBP}
2.83
ENVA}
2.79
WU}
2.52
IX}
1.41
ALLY}
1.14
DFS}
1.05
FCFS}
0.86
MFIN}
0.64
EZPW}
0.50
BFH}
0.33
OPRT}
0.00
Debt to Equity 0.33 13/14 NAVI
18.56
AGM-A
18.55
WU
3.96
SLM
2.83
SLMBP
2.83
ENVA
2.79
IX
1.60
ALLY
1.26
DFS
1.05
FCFS
0.86
MFIN
0.78
EZPW
0.70
BFH
0.33
OPRT
0.06
Burn Rate 87.06 1/14 BFH
87.06
WU
38.39
SLM
15.41
SLMBP
15.41
MFIN
9.33
EZPW
4.11
IX
2.88
OPRT
2.06
NAVI
0.90
ENVA
0.76
AGM-A
0.24
ALLY
0.00
DFS
0.00
FCFS
-13.19
Cash to Cap 1.11 2/14 NAVI
1.87
BFH
1.11
SLM
0.67
SLMBP
0.67
MFIN
0.61
WU
0.40
AGM-A
0.40
IX
0.36
OPRT
0.26
EZPW
0.22
FCFS
0.03
ENVA
0.02
ALLY
0.00
DFS
0.00
CCR 241.00 1/14 BFH
241.00
ENVA
9.69
NAVI
5.00
MFIN
3.16
SLM
2.23
SLMBP
2.23
WU
0.70
ALLY
0.16
DFS
0.00
FCFS
0.00
AGM-A
-1.05
OPRT
-4.00
EZPW
IX
EV to EBITDA 2.30 11/14 AGM-A}
516.58
NAVI}
83.96
ALLY}
69.75
DFS}
52.30
FCFS}
41.86
EZPW}
31.09
SLM}
25.37
SLMBP}
25.37
WU}
22.34
MFIN}
9.44
BFH}
2.30
IX}
-1.00
OPRT}
-1.00
ENVA}
-538.87
EV to Revenue 0.15 12/14 AGM-A
47.31
NAVI
10.85
SLM
3.88
SLMBP
3.88
DFS
2.91
ALLY
2.45
ENVA
2.44
FCFS
2.02
MFIN
1.22
WU
1.12
EZPW
1.01
BFH
0.15
IX
-1.00
OPRT
-1.00