American Express Company Peer Comparison
| Metric | Value | Ranking | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $227.0 Billion | 3/10 | V $634.5B |
MA $480.1B |
AXP $227.0B |
PYPL $90.1B |
COF $76.6B |
DFS $49.6B |
SYF $27.4B |
SOFI $19.4B |
ALLY $12.1B |
UPST $5.8B |
| Gross Margin | 57% | 8/10 | V 100% |
ALLY 100% |
COF 100% |
DFS 100% |
UPST 100% |
MA 97% |
SYF 81% |
AXP 57% |
SOFI 55% |
PYPL 47% |
| Profit Margin | 15% | 5/10 | UPST 100% |
V 55% |
MA 44% |
DFS 16% |
AXP 15% |
SYF 15% |
PYPL 13% |
COF 13% |
ALLY 9% |
SOFI 9% |
| EBITDA margin | 19% | 8/10 | UPST 828% |
V 67% |
MA 53% |
SOFI 37% |
SYF 25% |
DFS 22% |
PYPL 21% |
AXP 19% |
COF 16% |
ALLY 10% |
| Quarterly Revenue | $16.6 Billion | 1/10 | AXP $16.6B |
COF $13.8B |
V $9.6B |
PYPL $7.8B |
MA $7.4B |
DFS $5.9B |
SYF $5.0B |
ALLY $4.2B |
SOFI $691.1M |
UPST $5.5M |
| Quarterly Earnings | $2.5 Billion | 3/10 | V $5.3B |
MA $3.3B |
AXP $2.5B |
COF $1.7B |
PYPL $1.0B |
DFS $965.0M |
SYF $768.0M |
ALLY $357.0M |
SOFI $60.7M |
UPST -$6.8M |
| Quarterly Free Cash Flow | -$2.3 Billion | 7/10 | COF $6.1B |
MA $5.4B |
SYF $2.8B |
PYPL $1.4B |
UPST $182.6M |
ALLY $58.0M |
AXP -$2.3B |
V -$0 |
DFS -$0 |
SOFI -$1.1B |
| Trailing 4 Quarters Revenue | $68.6 Billion | 1/10 | AXP $68.6B |
COF $53.2B |
V $35.9B |
PYPL $31.4B |
MA $27.2B |
DFS $23.2B |
SYF $19.5B |
ALLY $12.3B |
SOFI $2.9B |
UPST $390.3M |
| Trailing 4 Quarters Earnings | $9.8 Billion | 3/10 | AXP $16.6B |
COF $13.8B |
V $9.6B |
PYPL $7.8B |
MA $7.4B |
DFS $5.9B |
SYF $5.0B |
ALLY $4.2B |
SOFI $691.1M |
UPST -$5.5M |
| Quarterly Earnings Growth | 2% | 7/10 | SOFI 123% |
UPST 83% |
DFS 41% |
SYF 22% |
ALLY 21% |
V 14% |
AXP 2% |
MA 2% |
PYPL -1% |
COF -2% |
| Annual Earnings Growth | 10% | 4/10 | SOFI 152% |
SYF 35% |
V 15% |
AXP 10% |
PYPL 8% |
MA 5% |
DFS -6% |
COF -29% |
UPST -35% |
ALLY -37% |
| Quarterly Revenue Growth | 8% | 7/10 | ALLY 92% |
COF 47% |
DFS 46% |
SOFI 29% |
MA 13% |
V 12% |
AXP 8% |
PYPL 6% |
SYF -7% |
UPST -104% |
| Annual Revenue Growth | 13% | 6/10 | DFS 48% |
COF 46% |
SOFI 41% |
ALLY 37% |
SYF 28% |
AXP 13% |
V 9% |
PYPL 7% |
MA 7% |
UPST -28% |
| Cash On Hand | $92.5 Billion | 1/10 | AXP $92.5B |
SYF $17.9B |
V $12.0B |
MA $11.1B |
PYPL $7.3B |
COF $4.0B |
SOFI $2.4B |
UPST $445.3M |
ALLY -$0 |
DFS -$0 |
| Short Term Debt | $1.5 Billion | 3/10 | PYPL $2.6B |
ALLY $1.8B |
AXP $1.5B |
MA $750.0M |
COF $520.0M |
SOFI $486.0M |
V -$0 |
SYF -$0 |
DFS -$0 |
UPST -$0 |
| Long Term Debt | $53.5 Billion | 1/10 | AXP $53.5B |
COF $48.8B |
V $20.8B |
DFS $18.2B |
MA $17.6B |
ALLY $16.8B |
SYF $15.6B |
PYPL $10.0B |
SOFI $3.2B |
UPST $0 |
| PE | 23.07 | 4/10 | SOFI 90.72 |
MA 38.96 |
V 32.14 |
AXP 23.07 |
PYPL 20.34 |
COF 17.76 |
DFS 15.55 |
ALLY 14.95 |
SYF 8.73 |
UPST -1.00 |
| PS | 3.31 | 5/10 | V 17.66 |
MA 17.64 |
UPST 14.96 |
SOFI 6.78 |
AXP 3.31 |
PYPL 2.87 |
DFS 2.14 |
COF 1.44 |
SYF 1.41 |
ALLY 0.98 |
| PB | 7.64 | 3/10 | MA 64.04 |
V 16.21 |
AXP 7.64 |
PYPL 4.47 |
UPST 3.23 |
SOFI 3.17 |
DFS 2.88 |
SYF 1.72 |
COF 1.22 |
ALLY 0.82 |
| PC | 2.45 | 7/10 | V 52.99 |
MA 43.40 |
COF 19.27 |
UPST 13.11 |
PYPL 12.39 |
SOFI 8.25 |
AXP 2.45 |
SYF 1.53 |
ALLY -1.00 |
DFS -1.00 |
| Liabilities to Equity | 8.12 | 2/10 | ALLY 12.11 |
AXP 8.12 |
DFS 7.78 |
COF 6.73 |
SYF 6.46 |
MA 5.32 |
SOFI 4.62 |
PYPL 3.14 |
V 1.41 |
UPST 0.00 |
| ROA | 0.04 | 4/10 | MA 26% | V 21% | PYPL 5% | AXP 4% | SYF 3% | DFS 2% | COF 1% | SOFI 1% | ALLY 0% | UPST -9% |
| ROE | 0.33 | 3/10 | MA 165% |
V 50% |
AXP 33% |
PYPL 22% |
SYF 20% |
DFS 18% |
COF 7% |
ALLY 5% |
SOFI 3% |
UPST -28% |
| Current Ratio | 1.12 | 8/10 | V 1.71 |
PYPL 1.32 |
SOFI 1.22 |
MA 1.19 |
SYF 1.15 |
COF 1.15 |
DFS 1.13 |
AXP 1.12 |
ALLY 1.08 |
UPST -1.00 |
| Quick Ratio | 0.38 | 1/10 | SOFI 90.72 |
MA 38.96 |
V 32.14 |
AXP 23.07 |
PYPL 20.34 |
COF 17.76 |
DFS 15.55 |
ALLY 14.95 |
SYF 8.73 |
UPST -1.00 |
| Long Term Debt to Equity | 1.80 | 2/10 | MA} 2.36 |
AXP} 1.80 |
ALLY} 1.14 |
DFS} 1.05 |
SYF} 0.98 |
COF} 0.78 |
V} 0.53 |
SOFI} 0.52 |
PYPL} 0.49 |
UPST} 0.00 |
| Debt to Equity | 1.85 | 2/10 | MA 2.46 |
AXP 1.85 |
ALLY 1.26 |
DFS 1.05 |
SYF 0.98 |
COF 0.78 |
V 0.53 |
SOFI 0.52 |
PYPL 0.49 |
UPST 0.00 |
| Burn Rate | -101660.44 | 10/10 | PYPL 185.09 |
UPST 65.89 |
SOFI 12.53 |
COF 11.92 |
ALLY 0.00 |
DFS 0.00 |
V -2.67 |
MA -4.67 |
SYF -125.66 |
AXP -101660.44 |
| Cash to Cap | 0.41 | 2/10 | SYF 0.65 |
AXP 0.41 |
SOFI 0.12 |
PYPL 0.08 |
UPST 0.08 |
COF 0.05 |
V 0.02 |
MA 0.02 |
ALLY 0.00 |
DFS 0.00 |
| CCR | -0.91 | 7/10 | SYF 3.60 |
COF 3.50 |
MA 1.64 |
PYPL 1.43 |
ALLY 0.16 |
DFS 0.00 |
AXP -0.91 |
SOFI -18.19 |
UPST -27.02 |
V |
| EV to EBITDA | 59.14 | 5/10 | MA} 123.97 |
V} 99.44 |
SOFI} 79.11 |
ALLY} 70.65 |
AXP} 59.14 |
PYPL} 55.49 |
COF} 54.50 |
DFS} 52.65 |
SYF} 20.34 |
UPST} -119.47 |
| EV to Revenue | 2.76 | 7/10 | V 17.91 |
MA 17.90 |
UPST 13.82 |
SOFI 7.07 |
PYPL 2.95 |
DFS 2.93 |
AXP 2.76 |
ALLY 2.48 |
COF 2.29 |
SYF 1.29 |