White Mountains Insurance Group, Ltd.(WTM) Stock Research - Grey Stern Research

White Mountains Insurance Group, Ltd. (WTM) Stock Analysis

$1984.48 (-1.15%)

WTM Financial Performance


Use the table below to view White Mountains Insurance Group, Ltd.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $1984.48 -
52 Week Low $1401.01 -
52 Week High $2023.00 -
Market Cap $5.1 Billion 9/16
Gross Margin 95% 14/16
Profit Margin 100% 1/16
EBITDA margin 74% 1/16
Q3 - 2024 Revenue $157.6 Million 14/16
Q3 - 2024 Earnings $176.5 Million 5/16
Q3 - 2024 Free Cash Flow $153.3 Million 10/16
Trailing 4 Quarters Revenue $1.7 Billion 9/16
Trailing 4 Quarters Earnings $645.5 Million 5/16
Quarterly Earnings Growth 648% 4/16
Annual Earnings Growth 683% 1/16
Quarterly Revenue Growth 1402% 1/16
Annual Revenue Growth 47% 1/16
Cash On Hand $148.7 Million 5/16
Short Term Debt $0 4/16
Long Term Debt $544.9 Million 7/16

White Mountains Insurance Group, Ltd. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare White Mountains Insurance Group, Ltd.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 7.90 16/16
PS 3.08 3/16
PB 4.65 3/16
PC 34.27 8/16
Liabilities to Equity 3.10 5/16
ROA 0.12 2/16
ROE 0.46 2/16
Current Ratio 1.25 11/16
Quick Ratio 0.12 4/16
Long Term Debt to Equity 0.39 3/16
Debt to Equity 0.39 4/16
Burn Rate -0.96 7/16
Cash to Cap 0.03 7/16
CCR 0.87 13/16
EV to EBITDA 46.91 8/16
EV to Revenue 3.32 3/16

Company Details

White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance and other financial services in the United States. The company operates through five segments: HG Global/BAM, Ark, NSM, Kudu, and Other Operations. The HG Global/BAM segment provides insurance on municipal bonds issued to finance public purposes, such as schools, utilities, and transportation facilities, as well as reinsurance protection services. The Ark segment writes a portfolio of reinsurance and insurance, including property, marine and energy, accident and health, casualty, and specialty products. The NSM segment operates as a managing general agent and program administrator for specialty property and casualty insurance to various sectors comprising specialty transportation, real estate, social services, and pet. The Kudu segment provides capital solutions to boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisitions and growth finances, and legacy partner liquidity, as well as strategic assistance to investees. The Other Operations segment offers insurance solutions to travel industry through broker channel and on a direct-to-consumer basis; and manages separate accounts and pooled investment vehicles for insurance-linked securities sectors, including catastrophe bonds, collateralized reinsurance investments, and industry loss warranties of third-party clients. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.

CEO: Mr. George Rountree

Website: https://www.whitemountains.com

Address: 23 SOUTH MAIN STREET, SUITE 3B Hanover New Hampshire, NEW HAMPSHIRE

Exchange: New York Stock Exchange

Industry: Insurance—Property & Casualty

White Mountains Insurance Group, Ltd. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to White Mountains Insurance Group, Ltd.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
The Progressive Corporation PGR $153.8 Billion
W. R. Berkley Corporation WRB $24.2 Billion
Chubb Limited CB $115.4 Billion
Kemper Corporation KMPR $4.5 Billion
ProAssurance Corporation PRA $845.1 Million
RLI Corp. RLI $7.9 Billion
Selective Insurance Group, Inc. SIGI $6.0 Billion
Horace Mann Educators Corporation HMN $1.7 Billion
Donegal Group Inc. DGICA $551.4 Million
CNA Financial Corporation CNA $13.4 Billion
The Hanover Insurance Group, Inc. THG $5.9 Billion
Kinsale Capital Group, Inc. KNSL $11.6 Billion
Global Indemnity Group, LLC GBLI $499.6 Million
NI Holdings, Inc. NODK $333.1 Million
Donegal Group Inc. DGICB $544.3 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
WTM Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 157.6 Million $176.5 Million
Q2 2024 $ 395.4 Million -$53.9 Million
Q1 2024 $ 647.2 Million $236.4 Million
Q4 2023 $ 453.8 Million $286.5 Million
Q3 2023 $ 12.1 Million $23.6 Million
Q2 2023 $ 378.4 Million $19.6 Million
Q1 2023 $ 531.9 Million $179.5 Million
Q4 2022 $ 437.6 Million $61.5 Million

View All

WTM Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $148.7 Million $5.4 Billion $544.9 Million $1.8 Billion
Q2 2024 $255.2 Million $9.3 Billion $530.2 Million $4.9 Billion
Q1 2024 $225.3 Million $8.9 Billion $532.1 Million $4.9 Billion
Q4 2023 $122.4 Million $7.9 Billion $564.6 Million $4.6 Billion
Q3 2023 $162.8 Million $8.1 Billion $564.7 Million $4.2 Billion
Q2 2023 $154.5 Million $8.4 Billion $566.1 Million $3.9 Billion
Q1 2023 $202.7 Million $8.0 Billion $556.3 Million $3.9 Billion
Q4 2022 $255.0 Million $7.4 Billion $575.2 Million $3.7 Billion

View All

WTM Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $153.3 Million $0 $90.8 Million
Q2 2024 $241.4 Million $0 $29.9 Million
Q1 2024 $128.0 Million $0 $102.9 Million
Q4 2023 $0 $0 -$40.4 Million
Q3 2023 $222.9 Million $0 $8.3 Million
Q2 2023 $71.1 Million $0 -$48.2 Million
Q1 2023 $85.6 Million $0 -$52.3 Million
Q4 2022 $208.1 Million $0 $9.3 Million

View All

Cookies

We use cookies to offer a better browsing experience. Cookies enhance site navigation, analyze site usage, and assist in our marketing efforts. By clicking Accept. you agree to the storing of cookies on your device. To refuse all non-required cookies, click on Decline.

Accept View Terms & Conditions