Unum Group(UNM) Stock Research - Grey Stern Research
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Unum Group (UNM) Stock Analysis

$75.00 (-1.37%)

UNM Financial Performance


Use the table below to view Unum Group's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $76.04 -
52 Week Low $42.09 -
52 Week High $77.63 -
Market Cap $13.9 Billion 5/9
Gross Margin 97% 8/9
Profit Margin 20% 1/9
EBITDA margin 25% 1/9
Q3 - 2024 Revenue $3.2 Billion 5/9
Q3 - 2024 Earnings $645.7 Million 3/9
Q3 - 2024 Free Cash Flow $352.3 Million 6/9
Trailing 4 Quarters Revenue $12.8 Billion 6/9
Trailing 4 Quarters Earnings $1.8 Billion 5/9
Quarterly Earnings Growth 220% 1/9
Annual Earnings Growth 28% 3/9
Quarterly Revenue Growth 4% 7/9
Annual Revenue Growth 3% 7/9
Cash On Hand $163.4 Million 8/9
Short Term Debt $0 5/9
Long Term Debt $3.5 Billion 6/9

Unum Group Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Unum Group's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 7.89 7/9
PS 1.09 5/9
PB 1.27 6/9
PC 84.98 2/9
Liabilities to Equity 4.86 7/9
ROA 0.03 2/9
ROE 0.16 3/9
Current Ratio 1.21 3/9
Quick Ratio 0.75 3/9
Long Term Debt to Equity 0.32 5/9
Debt to Equity 0.32 6/9
Burn Rate -0.32 5/9
Cash to Cap 0.01 8/9
CCR 0.55 6/9
EV to EBITDA 21.75 4/9
EV to Revenue 1.34 3/9

Company Details

Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.

CEO: Mr. Richard McKenney

Website: https://www.unum.com

Address: 1 Fountain Sq Chattanooga, TENNESSEE

Exchange: New York Stock Exchange

Industry: Insurance—Life

Unum Group Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Unum Group. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
MetLife, Inc. MET $59.4 Billion
Aflac Incorporated AFL $59.3 Billion
Prudential Financial, Inc. PRU $45.3 Billion
Brighthouse Financial, Inc. BHF $3.0 Billion
Manulife Financial Corporation MFC $56.2 Billion
Lincoln National Corporation LNC $5.9 Billion
Globe Life Inc. GL $9.2 Billion
Jackson Financial Inc. JXN $7.3 Billion
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
UNM Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 3.2 Billion $645.7 Million
Q2 2024 $ 3.2 Billion $389.5 Million
Q1 2024 $ 3.2 Billion $395.2 Million
Q4 2023 $ 3.1 Billion $330.6 Million
Q3 2023 $ 3.1 Billion $202.0 Million
Q2 2023 $ 3.1 Billion $392.9 Million
Q1 2023 $ 3.0 Billion $358.3 Million
Q4 2022 $ 3.0 Billion $279.6 Million

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UNM Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $163.4 Million $64.1 Billion $3.5 Billion $11.0 Billion
Q2 2024 $132.7 Million $53.4 Billion $3.5 Billion $10.5 Billion
Q1 2024 $279.1 Million $53.6 Billion $3.4 Billion $10.2 Billion
Q4 2023 $0 $14.0 Billion $3.4 Billion $9.7 Billion
Q3 2023 $165.9 Million $60.0 Billion $3.4 Billion $9.6 Billion
Q2 2023 $108.3 Million $61.9 Billion $3.4 Billion $9.2 Billion
Q1 2023 $123.1 Million $62.4 Billion $3.4 Billion $9.2 Billion
Q4 2022 $119.2 Million $61.4 Billion $3.4 Billion $9.2 Billion

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UNM Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $352.3 Million -$37.7 Million $30.7 Million
Q2 2024 $311.4 Million -$27.7 Million -$146.4 Million
Q1 2024 $270.0 Million -$28.3 Million $133.1 Million
Q4 2023 $297.8 Million -$45.7 Million -$19.9 Million
Q3 2023 $362.3 Million -$32.8 Million $57.6 Million
Q2 2023 $286.4 Million -$27.2 Million -$14.8 Million
Q1 2023 $121.5 Million -$29.1 Million $3.9 Million
Q4 2022 $325.5 Million -$31.4 Million -$24.1 Million

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