AMERCO(UHAL) Stock Research - Grey Stern Research
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AMERCO (UHAL) Stock Analysis

$60.60 (1.99%)

UHAL Financial Performance


Use the table below to view AMERCO's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2025

Metric Value Ranking among Peers
Price $60.60 -
52 Week Low $56.28 -
52 Week High $79.04 -
Market Cap $10.7 Billion 2/11
Gross Margin 86% 5/11
Profit Margin 5% 6/11
EBITDA margin 30% 5/11
Q3 - 2025 Revenue $1.4 Billion 3/11
Q3 - 2025 Earnings $67.2 Million 6/11
Q3 - 2025 Free Cash Flow $2.2 Million 1/11
Trailing 4 Quarters Revenue $5.8 Billion 3/11
Trailing 4 Quarters Earnings $253.1 Million 6/11
Quarterly Earnings Growth -26% 5/11
Annual Earnings Growth -72% 8/11
Quarterly Revenue Growth 4% 5/11
Annual Revenue Growth -8% 8/11
Cash On Hand $1.0 Billion 2/11
Short Term Debt $0 4/11
Long Term Debt $0 9/11

AMERCO Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare AMERCO's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 42.27 1/11
PS 1.85 5/11
PB 1.40 8/11
PC 10.52 8/11
Liabilities to Equity 1.66 11/11
ROA 0.01 7/11
ROE 0.03 8/11
Current Ratio 1.60 2/11
Quick Ratio 0.29 1/11
Long Term Debt to Equity 0.00 9/11
Debt to Equity 0.91 6/11
Burn Rate -15.15 11/11
Cash to Cap 0.10 2/11
CCR 32.73 1/11
EV to EBITDA 39.79 5/11
EV to Revenue 2.88 3/11

Company Details

AMERCO operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. The company's Moving and Storage segment rents trucks, trailers, portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. It also provides uhaul.com, an online marketplace that connects consumers to independent Moving Help service providers and independent self-storage affiliates; auto transport and tow dolly options to transport vehicles; and specialty boxes for dishes, computers, flat screen television, and sensitive electronic equipment, as well as tapes, security locks, and packing supplies. This segment rents its products and services through a network of approximately 2,100 company operated retail moving stores and 21,100 independent U-Haul dealers. As of March 31, 2022, it had a rental fleet of approximately 186,000 trucks, 128,000 trailers, and 46,000 towing devices; and 1,844 self-storage locations with approximately 876,000 rentable storage units. The company's Property and Casualty Insurance segment offers loss adjusting and claims handling services. It also provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage customers from loss on their goods in storage; Safestor Mobile, which protects customers stored belongings; and Safemove Plus, which provides rental customers with a layer of primary liability protection. The company's Life Insurance segment provides life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, medicare supplement, and annuity policies. AMERCO was founded in 1945 and is based in Reno, Nevada.

CEO: Mr. Edward Joseph Shoen J.D.

Website: https://www.amerco.com

Address: 5555 Kietzke Ln Ste 100 Reno, NEVADA

Exchange: NASDAQ Global Select

Industry: Rental & Leasing Services

AMERCO Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to AMERCO. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
AerCap Holdings N.V. AER $18.2 Billion
Air Lease Corporation AL $4.7 Billion
Ryder System, Inc. R $5.8 Billion
The Aaron's Company, Inc. AAN $318.3 Million
GATX Corporation GATX $5.2 Billion
H&E Equipment Services, Inc. HEES $3.3 Billion
Herc Holdings Inc. HRI $3.4 Billion
Triton International Limited TRTN $4.4 Billion
Custom Truck One Source, Inc. CTOS $857.5 Million
Alta Equipment Group Inc. ALTG $137.7 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
UHAL Income Statements
Quarter Year Revenue Earnings
Q3 2025 $ 1.4 Billion $67.2 Million
Q2 2025 $ 1.7 Billion $186.8 Million
Q1 2025 $ 1.5 Billion $0
Q4 2024 $ 1.2 Billion -$863,000
Q3 2024 $ 1.3 Billion $90.4 Million
Q2 2024 $ 1.6 Billion $273.5 Million
Q1 2024 $ 1.5 Billion $256.8 Million
Q4 2023 $ 1.2 Billion $37.7 Million

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UHAL Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2025 $1.0 Billion $20.3 Billion $6.9 Billion $7.6 Billion
Q2 2025 $1.4 Billion $20.1 Billion $6.8 Billion $7.5 Billion
Q1 2025 $1.2 Billion $19.3 Billion $0 $7.4 Billion
Q4 2024 $1.5 Billion $19.1 Billion $6.3 Billion $7.2 Billion
Q3 2024 $1.8 Billion $19.0 Billion $6.5 Billion $7.1 Billion
Q2 2024 $2.1 Billion $19.0 Billion $6.5 Billion $7.0 Billion
Q1 2024 $2.4 Billion $18.6 Billion $6.3 Billion $6.8 Billion
Q4 2023 $2.1 Billion $18.1 Billion $6.2 Billion $6.5 Billion

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UHAL Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2025 $2.2 Billion $1.9 Billion -$418.2 Million
Q2 2025 -$433.5 Million -$963.8 Million $282.5 Million
Q1 2025 $453.9 Million $0 -$381.4 Million
Q4 2024 -$379.2 Million -$591.9 Million -$271.4 Million
Q3 2024 -$434.0 Million -$736.6 Million -$339.2 Million
Q2 2024 -$419.1 Million -$890.8 Million -$232.0 Million
Q1 2024 -$307.9 Million -$773.6 Million $316.6 Million
Q4 2023 -$433.5 Million -$647.5 Million -$450.1 Million

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