TransUnion(TRU) Stock Research - Grey Stern Research
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TransUnion (TRU) Stock Analysis

$95.08 (5.81%)

TRU Financial Performance


Use the table below to view TransUnion's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $95.08 -
52 Week Low $66.07 -
52 Week High $113.17 -
Market Cap $18.5 Billion 3/11
Gross Margin 59% 3/11
Profit Margin 6% 8/11
EBITDA margin 27% 5/11
Q3 - 2024 Revenue $1.1 Billion 3/11
Q3 - 2024 Earnings $68.0 Million 4/11
Q3 - 2024 Free Cash Flow $161.3 Million 5/11
Trailing 4 Quarters Revenue $4.1 Billion 3/11
Trailing 4 Quarters Earnings $196.9 Million 5/11
Quarterly Earnings Growth 117% 2/11
Annual Earnings Growth 276% 1/11
Quarterly Revenue Growth 12% 3/11
Annual Revenue Growth 6% 4/11
Cash On Hand $643.2 Million 1/11
Short Term Debt $66.5 Million 5/11
Long Term Debt $5.1 Billion 1/11

TransUnion Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare TransUnion's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 94.11 1/11
PS 4.52 4/11
PB 4.29 7/11
PC 28.81 7/11
Liabilities to Equity 1.60 4/11
ROA 0.02 9/11
ROE 0.05 9/11
Current Ratio 1.64 8/11
Quick Ratio 0.10 6/11
Long Term Debt to Equity 1.22 3/11
Debt to Equity 1.23 3/11
Burn Rate 4.18 3/11
Cash to Cap 0.03 5/11
CCR 2.37 5/11
EV to EBITDA 77.74 4/11
EV to Revenue 5.63 4/11

Company Details

TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

CEO: Mr. Christopher Cartwright

Website: https://www.transunion.com

Address: 555 W Adams St Chicago, ILLINOIS

Exchange: New York Stock Exchange

Industry: Consulting Services

TransUnion Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to TransUnion. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Booz Allen Hamilton Holding Corporation BAH $17.4 Billion
Equifax Inc. EFX $32.7 Billion
Verisk Analytics, Inc. VRSK $38.7 Billion
ICF International, Inc. ICFI $2.4 Billion
CRA International, Inc. CRAI $1.2 Billion
FTI Consulting, Inc. FCN $6.9 Billion
Exponent, Inc. EXPO $4.6 Billion
Huron Consulting Group Inc. HURN $2.3 Billion
Forrester Research, Inc. FORR $281.1 Million
Resources Connection, Inc. RGP $281.3 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
TRU Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 1.1 Billion $68.0 Million
Q2 2024 $ 1.0 Billion $85.0 Million
Q1 2024 $ 1.0 Billion $65.1 Million
Q4 2023 $ 954.3 Million -$21.2 Million
Q3 2023 $ 968.7 Million -$399.8 Million
Q2 2023 $ 968.0 Million $95.9 Million
Q1 2023 $ 940.3 Million $52.6 Million
Q4 2022 $ 902.1 Million $35.4 Million

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TRU Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $643.2 Million $11.1 Billion $5.2 Billion $4.3 Billion
Q2 2024 $543.2 Million $11.0 Billion $5.3 Billion $4.2 Billion
Q1 2024 $433.6 Million $11.0 Billion $5.4 Billion $4.2 Billion
Q4 2023 $479.9 Million $11.1 Billion $5.3 Billion $4.1 Billion
Q3 2023 $420.9 Million $11.0 Billion $5.4 Billion $3.9 Billion
Q2 2023 $442.0 Million $11.6 Billion $5.5 Billion $4.4 Billion
Q1 2023 $439.0 Million $11.6 Billion $5.7 Billion $4.2 Billion
Q4 2022 $585.3 Million $11.7 Billion $5.7 Billion $4.2 Billion

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TRU Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $161.3 Million -$68.0 Million $100.0 Million
Q2 2024 $218.1 Million -$68.3 Million $109.6 Million
Q1 2024 -$13.1 Million -$62.4 Million -$42.6 Million
Q4 2023 $133.3 Million $0 $133.3 Million
Q3 2023 $81.3 Million -$69.6 Million -$21.1 Million
Q2 2023 $130.1 Million $0 $130.1 Million
Q1 2023 $10.9 Million -$66.5 Million -$146.3 Million
Q4 2022 $116.1 Million -$105.7 Million -$10.8 Million

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