Renasant Corporation(RNST) Stock Research - Grey Stern Research
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Renasant Corporation (RNST) Stock Analysis

$28.18 (0.64%)

RNST Financial Performance


Use the table below to view Renasant Corporation's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q2 - 2024

Metric Value Ranking among Peers
Price $28.18 -
52 Week Low $26.97 -
52 Week High $39.63 -
Market Cap $2.7 Billion 1/4
Gross Margin 100% 1/4
Profit Margin 20% 3/4
EBITDA margin 0% 1/4
Q2 - 2024 Revenue $225.3 Million 1/4
Q2 - 2024 Earnings $44.7 Million 1/4
Q2 - 2024 Free Cash Flow $0 Million 3/4
Trailing 4 Quarters Revenue $887.8 Million 1/4
Trailing 4 Quarters Earnings $195.5 Million 1/4
Quarterly Earnings Growth 0% 2/4
Annual Earnings Growth 54% 1/4
Quarterly Revenue Growth 0% 1/4
Annual Revenue Growth 78% 1/4
Cash On Hand $1.1 Billion 1/4
Short Term Debt $108.0 Million 2/4
Long Term Debt $430.6 Million 1/4

Renasant Corporation Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Renasant Corporation's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 13.68 3/4
PS 3.01 2/4
PB 1.00 2/4
PC 2.45 4/4
Liabilities to Equity 5.73 4/4
ROA 0.01 1/4
ROE 0.07 3/4
Current Ratio 1.17 1/4
Quick Ratio 0.13 2/4
Long Term Debt to Equity 0.16 2/4
Debt to Equity 0.20 2/4
Burn Rate -2108.41 4/4
Cash to Cap 0.41 1/4
CCR 3/4
EV to EBITDA -1.00 1/4
EV to Revenue -1.00 1/4

Company Details

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate–1-4 family mortgage; real estate–commercial mortgage; real estate–construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated a network of 189 banking, lending, and mortgage offices located in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee; 150 full-service branches and 11 limited-service branches; 173 ATMs; and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.

CEO: Mr. C. Mitchell Waycaster

Website: https://investors.renasant.com

Address: 209 Troy St Tupelo, MISSISSIPPI

Exchange: NASDAQ Global Select

Industry: Banks—Regional

Renasant Corporation Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Renasant Corporation. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Sandy Spring Bancorp, Inc. SASR $1.3 Billion
Stock Yards Bancorp, Inc. SYBT $2.0 Billion
S&T Bancorp, Inc. STBA $1.3 Billion
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
RNST Income Statements
Quarter Year Revenue Earnings
Q4 2024 $ 225.3 Million $44.7 Million
Q3 2024 $ 238.8 Million $72.5 Million
Q2 2024 $ 259.0 Million $38.8 Million
Q1 2024 $ 164.6 Million $39.4 Million
Q4 2023 $ 0 $0
Q3 2023 $ 166.2 Million $42.3 Million
Q2 2023 $ 147.4 Million $28.6 Million
Q1 2023 $ 173.1 Million $46.1 Million

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RNST Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q4 2024 $1.1 Billion $18.0 Billion $538.6 Million $2.7 Billion
Q3 2024 $1.3 Billion $18.0 Billion $541.9 Million $2.7 Billion
Q2 2024 $851.9 Million $17.5 Billion $661.4 Million $2.4 Billion
Q1 2024 $844.4 Million $17.3 Billion $528.0 Million $2.3 Billion
Q4 2023 $801.4 Million $17.4 Billion $729.4 Million $2.3 Billion
Q3 2023 $741.2 Million $17.2 Billion $535.1 Million $2.2 Billion
Q2 2023 $946.9 Million $17.2 Billion $686.9 Million $2.2 Billion
Q1 2023 $847.7 Million $17.5 Billion $1.2 Billion $2.2 Billion

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RNST Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $28.1 Million $6.8 Million $423.7 Million
Q2 2024 -$52.6 Million -$3.5 Million $7.5 Million
Q1 2024 $61.8 Million -$3.3 Million $43.0 Million
Q4 2023 $95.2 Million -$5.2 Million $60.2 Million
Q3 2023 $75.6 Million -$4.0 Million -$205.7 Million
Q2 2023 -$28.3 Million -$4.1 Million $99.2 Million
Q1 2023 -$15.6 Million -$8.2 Million $271.7 Million
Q4 2022 $106.5 Million -$4.5 Million $96.5 Million

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