Q2 Holdings, Inc.(QTWO) Stock Research - Grey Stern Research

Q2 Holdings, Inc. (QTWO) Stock Analysis

$94.04 (-1.37%)

QTWO Financial Performance


Use the table below to view Q2 Holdings, Inc.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $94.04 -
52 Week Low $40.60 -
52 Week High $112.82 -
Market Cap $5.7 Billion 4/17
Gross Margin 51% 17/17
Profit Margin -7% 11/17
EBITDA margin -7% 13/17
Q3 - 2024 Revenue $175.0 Million 5/17
Q3 - 2024 Earnings -$11.8 Million 14/17
Q3 - 2024 Free Cash Flow $52.7 Million 5/17
Trailing 4 Quarters Revenue $675.5 Million 6/17
Trailing 4 Quarters Earnings -$56.8 Million 14/17
Quarterly Earnings Growth 49% 6/17
Annual Earnings Growth 40% 8/17
Quarterly Revenue Growth 13% 7/17
Annual Revenue Growth 9% 8/17
Cash On Hand $320.3 Million 5/17
Short Term Debt $10.8 Million 4/17
Long Term Debt $531.3 Million 4/17

Q2 Holdings, Inc. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Q2 Holdings, Inc.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE -1.00 9/17
PS 8.41 4/17
PB 11.47 3/17
PC 17.73 8/17
Liabilities to Equity 1.57 6/17
ROA -0.04 12/17
ROE -0.11 12/17
Current Ratio 1.64 11/17
Quick Ratio 0.41 9/17
Long Term Debt to Equity 1.07 4/17
Debt to Equity 1.09 4/17
Burn Rate 8.96 9/17
Cash to Cap 0.06 10/17
CCR -4.47 16/17
EV to EBITDA -461.09 17/17
EV to Revenue 8.74 4/17

Company Details

Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States. The company offers Q2 Consumer Banking, a browser-based digital banking solution and comprehensive financial institution branded digital banking capabilities; Q2 Small Business and Commercial, a mobile and tablet digital banking solution; Q2mobile Remote Deposit Capture, a partnered solution that allows remote check deposit capture. It also provides Q2 Sentinel, a security analytics solution; Q2 Patrol, an event-driven validation product; Q2 SMART, a targeting and messaging platform; and Q2 CardSwap that allows account holders receiving newly issued cards to automatically change their payment information. In addition, the company offers Q2 Gro, a digital account opening, and digital sales and marketing platform; Q2 Biller Direct, a bill payment solution; ClickSWITCH allows financial institutions to direct deposits to the end user. Centrix Dispute Tracking System, an electronic transaction dispute management solution; Centrix Payments I.Q. System, an ACH file monitoring and risk reporting solution; Centrix Exact/Transaction Management System, a fraud prevention tool; and Q2 Caliper Software Development Kit. Futher, it provides Q2 Contextual PFM, which allows end users to add external accounts and view them together with internal accounts on digital banking home page; Q2 Goals that enables end users to establish and save towards specific savings goals; Q2 Cloud Lending, a digital lending and leasing platform; PrecisionLender platform, a cloud-based, data-driven sales enablement, pricing, and portfolio management solution; and Q2 BaaS, a portfolio of open API financial services. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

CEO: Mr. Matthew Flake

Website: https://www.q2.com

Address: 13785 N Highway 183 Ste 150 Austin, TEXAS

Exchange: New York Stock Exchange

Industry: Software—Application

Q2 Holdings, Inc. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Q2 Holdings, Inc.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
PROS Holdings, Inc. PRO $1.1 Billion
BlackLine, Inc. BL $3.7 Billion
Model N, Inc. MODN $1.2 Billion
Paylocity Holding Corporation PCTY $11.0 Billion
AppFolio, Inc. APPF $9.4 Billion
MiX Telematics Limited MIXT $322.4 Million
American Software, Inc. AMSWA $388.5 Million
Alkami Technology, Inc. ALKT $3.5 Billion
Paycor HCM, Inc. PYCR $4.0 Billion
CS Disco, Inc. LAW $296.5 Million
MeridianLink, Inc. MLNK $1.5 Billion
Momentive Global Inc. MNTV $1.4 Billion
PowerSchool Holdings, Inc. PWSC $3.8 Billion
Clearwater Analytics Holdings, Inc. CWAN $7.5 Billion
Enfusion, Inc. ENFN $1.0 Billion
Global Business Travel Group, Inc. GBTG $4.2 Billion
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
QTWO Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 175.0 Million -$11.8 Million
Q2 2024 $ 172.9 Million -$13.1 Million
Q1 2024 $ 165.5 Million -$13.8 Million
Q4 2023 $ 162.1 Million -$18.1 Million
Q3 2023 $ 155.0 Million -$23.2 Million
Q2 2023 $ 154.5 Million -$23.6 Million
Q1 2023 $ 153.0 Million -$516,000
Q4 2022 $ 146.5 Million -$32.4 Million

View All

QTWO Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $320.3 Million $1.3 Billion $542.1 Million $495.1 Million
Q2 2024 $306.3 Million $1.2 Billion $544.1 Million $480.7 Million
Q1 2024 $278.8 Million $1.2 Billion $546.0 Million $465.0 Million
Q4 2023 $229.7 Million $1.2 Billion $546.5 Million $448.5 Million
Q3 2023 $156.0 Million $1.2 Billion $545.9 Million $441.0 Million
Q2 2023 $118.2 Million $1.2 Billion $547.4 Million $441.4 Million
Q1 2023 $121.3 Million $1.2 Billion $549.1 Million $439.1 Million
Q4 2022 $199.6 Million $1.3 Billion $731.1 Million $419.0 Million

View All

QTWO Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $52.7 Million $9.4 Million $15.8 Million
Q2 2024 $28.8 Million -$7.3 Million $27.6 Million
Q1 2024 $6.0 Million -$7.4 Million $45.1 Million
Q4 2023 $29.8 Million -$6.8 Million $75.6 Million
Q3 2023 $9.3 Million -$7.5 Million $37.5 Million
Q2 2023 $3.7 Million -$9.3 Million -$3.0 Million
Q1 2023 -$3.2 Million -$7.1 Million -$78.4 Million
Q4 2022 $39.3 Million -$5.5 Million $6.6 Million

View All

Cookies

We use cookies to offer a better browsing experience. Cookies enhance site navigation, analyze site usage, and assist in our marketing efforts. By clicking Accept. you agree to the storing of cookies on your device. To refuse all non-required cookies, click on Decline.

Accept View Terms & Conditions