Prosperity Bancshares, Inc.(PB) Stock Research - Grey Stern Research

Prosperity Bancshares, Inc. (PB) Stock Analysis

$78.83 (1.59%)

PB Financial Performance


Use the table below to view Prosperity Bancshares, Inc.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q2 - 2024

Metric Value Ranking among Peers
Price $78.83 -
52 Week Low $57.16 -
52 Week High $86.76 -
Market Cap $7.5 Billion 2/19
Gross Margin 100% 1/19
Profit Margin 28% 4/19
EBITDA margin 28% 9/19
Q2 - 2024 Revenue $459.1 Million 3/19
Q2 - 2024 Earnings $127.3 Million 3/19
Q2 - 2024 Free Cash Flow $0 Million 14/19
Trailing 4 Quarters Revenue $1.3 Billion 5/19
Trailing 4 Quarters Earnings $444.8 Million 3/19
Quarterly Earnings Growth 13% 6/19
Annual Earnings Growth 19% 3/19
Quarterly Revenue Growth 71% 4/19
Annual Revenue Growth 26% 14/19
Cash On Hand $304.9 Million 3/19
Short Term Debt $228.9 Million 6/19
Long Term Debt $3.9 Billion 2/19

Prosperity Bancshares, Inc. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Prosperity Bancshares, Inc.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 16.88 9/19
PS 5.61 2/19
PB 2.87 1/19
PC 24.63 2/19
Liabilities to Equity 4.45 16/19
ROA 0.01 5/19
ROE 0.06 15/19
Current Ratio 1.08 14/19
Quick Ratio 0.36 1/19
Long Term Debt to Equity 0.53 5/19
Debt to Equity 0.56 8/19
Burn Rate 3.55 2/19
Cash to Cap 0.04 8/19
CCR 15/19
EV to EBITDA 89.04 4/19
EV to Revenue 8.46 2/19

Company Details

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, as well as debit and credit cards. As of December 31, 2021, the company operated 273 full-service banking locations comprising 65 in the Houston area, including The Woodlands; 30 in the South Texas area including Corpus Christi and Victoria; 63 in the Dallas/Fort Worth, Texas area; 22 in the East Texas area; 29 in the Central Texas area, including Austin and San Antonio; 34 in the West Texas area, including Lubbock, Midland-Odessa and Abilene; 16 in the Bryan/College Station area; 6 in the Central Oklahoma area; and 8 in the Tulsa, Oklahoma area doing business as LegacyTexas Bank. Prosperity Bancshares, Inc. was founded in 1983 and is based in Houston, Texas.

CEO: Mr. David Zalman

Website: https://www.prosperitybankusa.com

Address: 4295 San Felipe St Houston, TEXAS

Exchange: New York Stock Exchange

Industry: Banks—Regional

Prosperity Bancshares, Inc. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Prosperity Bancshares, Inc.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Commerce Bancshares, Inc. CBSH $8.7 Billion
Texas Capital Bancshares, Inc. TCBI $3.6 Billion
Heartland Financial USA, Inc. HTLF $2.8 Billion
United Bankshares, Inc. UBSI $5.2 Billion
German American Bancorp, Inc. GABC $1.2 Billion
BOK Financial Corporation BOKF $7.1 Billion
International Bancshares Corporation IBOC $4.1 Billion
Great Southern Bancorp, Inc. GSBC $709.1 Million
First Financial Bankshares, Inc. FFIN $5.3 Billion
Heritage Commerce Corp HTBK $562.2 Million
Sierra Bancorp BSRR $429.8 Million
First Financial Northwest, Inc. FFNW $193.6 Million
Bank of South Carolina Corporation BKSC $74.6 Million
Community West Bancshares CWBC $354.3 Million
Home Bancorp, Inc. HBCP $369.7 Million
Bank7 Corp. BSVN $429.5 Million
Business First Bancshares, Inc. BFST $749.5 Million
Finward Bancorp FNWD $117.8 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
PB Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 459.1 Million $127.3 Million
Q2 2024 $ 458.9 Million $111.6 Million
Q1 2024 $ 420.9 Million $110.4 Million
Q4 2023 $ 0 $95.5 Million
Q3 2023 $ 268.1 Million $112.2 Million
Q2 2023 $ 265.8 Million $86.9 Million
Q1 2023 $ 272.2 Million $124.7 Million
Q4 2022 $ 63,000 $137.9 Million

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PB Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $304.9 Million $35.4 Billion $4.1 Billion $7.4 Billion
Q2 2024 $1.5 Billion $39.8 Billion $4.1 Billion $7.3 Billion
Q1 2024 $1.1 Billion $38.8 Billion $4.2 Billion $7.1 Billion
Q4 2023 $458.2 Million $38.5 Billion $0 $7.1 Billion
Q3 2023 $512.2 Million $39.3 Billion $4.3 Billion $7.0 Billion
Q2 2023 $396.8 Million $39.9 Billion $4.8 Billion $7.0 Billion
Q1 2023 $405.3 Million $37.8 Billion $3.4 Billion $6.7 Billion
Q4 2022 $423.8 Million $37.7 Billion $1.9 Billion $6.7 Billion

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PB Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q2 2024 $0 $0 $0
Q1 2024 $0 $0 $0
Q4 2023 $0 $0 $0
Q3 2023 -$45,000 $0 -$45,000
Q2 2023 $0 $0 $0
Q1 2023 $169.5 Million -$10.2 Million -$18.6 Million
Q4 2022 -$8.6 Million -$8.2 Million -$178.3 Million
Q3 2022 $186.3 Million -$5.5 Million $208.5 Million

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