PagSeguro Digital Ltd.(PAGS) Stock Research - Grey Stern Research
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PagSeguro Digital Ltd. (PAGS) Stock Analysis

$8.16 (0.99%)

PAGS Financial Performance


Use the table below to view PagSeguro Digital Ltd.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q2 - 2024

Metric Value Ranking among Peers
Price $8.08 -
52 Week Low $6.93 -
52 Week High $14.98 -
Market Cap $2.7 Billion 12/15
Gross Margin 47% 11/15
Profit Margin 11% 7/15
EBITDA margin 41% 1/15
Q2 - 2024 Revenue $977.6 Million 4/15
Q2 - 2024 Earnings $111.3 Million 5/15
Q2 - 2024 Free Cash Flow -$1.2 Million 14/15
Trailing 4 Quarters Revenue $2.8 Billion 4/15
Trailing 4 Quarters Earnings $394.9 Million 4/15
Quarterly Earnings Growth 41% 9/15
Annual Earnings Growth 29% 11/15
Quarterly Revenue Growth 120% 1/15
Annual Revenue Growth 59% 1/15
Cash On Hand $284.9 Million 13/15
Short Term Debt $3.3 Billion 1/15
Long Term Debt $2.0 Billion 3/15

PagSeguro Digital Ltd. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare PagSeguro Digital Ltd.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 6.74 8/15
PS 4.62 11/15
PB 0.90 13/15
PC 9.35 10/15
Liabilities to Equity 3.64 3/15
ROA 0.01 7/15
ROE 0.03 6/15
Current Ratio 1.27 11/15
Quick Ratio 0.12 15/15
Long Term Debt to Equity 0.66 5/15
Debt to Equity 1.77 3/15
Burn Rate 0.33 11/15
Cash to Cap 0.11 5/15
CCR -10.50 14/15
EV to EBITDA 12.74 9/15
EV to Revenue 8.79 4/15

Company Details

PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers banking services through the PagBank mobile app, as well as centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem; and PlugPag, a tool for medium-sized and larger merchants that enables them to connect their point of sale (POS) device directly to their enterprise resource planning software or sales automation system through Bluetooth. It also offers cash-in solutions; online and in-person payment tools; and online gaming and cross-border digital services, as well as issues prepaid, credit, and cash cards. In addition, the company provides functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, and POS app; and operates an online platform that facilitates peer-to-peer lending. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. The company was founded in 2006 and is headquartered in São Paulo, Brazil.

CEO: Luis Frias

Website: https://pagseguro.uol.com.br

Address: Av. Brigadeiro Faria Lima, 1384, 4 andar, parte A Sao Paulo, SAO PAULO

Exchange: New York Stock Exchange

Industry: Software—Infrastructure

PagSeguro Digital Ltd. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to PagSeguro Digital Ltd.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Box, Inc. BOX $4.6 Billion
VMware, Inc. VMW $61.5 Billion
Nutanix, Inc. NTNX $16.8 Billion
Splunk Inc. SPLK $26.4 Billion
Palo Alto Networks, Inc. PANW $118.2 Billion
New Relic, Inc. NEWR $6.2 Billion
Endava plc DAVA $1.4 Billion
StoneCo Ltd. STNE $3.2 Billion
Cloudflare, Inc. NET $29.0 Billion
Affirm Holdings, Inc. AFRM $13.5 Billion
UiPath Inc. PATH $6.8 Billion
DLocal Limited DLO $2.6 Billion
Confluent, Inc. CFLT $6.7 Billion
Marqeta, Inc. MQ $2.5 Billion
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
PAGS Income Statements
Quarter Year Revenue Earnings
Q2 2024 R$ 4.8 Billion R$541.9 Million
Q1 2024 R$ 2.4 Billion R$482.5 Million
Q4 2023 R$ 4.3 Billion R$488.0 Million
Q3 2023 R$ 2.3 Billion R$410.7 Million
Q2 2023 R$ 2.2 Billion R$385.1 Million
Q1 2023 R$ 2.2 Billion R$369.8 Million
Q4 2022 R$ 2.3 Billion R$407.6 Million
Q3 2022 R$ 2.3 Billion R$380.3 Million

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PAGS Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q2 2024 R$1.4 Billion R$67.1 Billion R$25.5 Billion R$14.5 Billion
Q1 2024 R$4.4 Billion R$59.2 Billion R$31.5 Billion R$13.8 Billion
Q4 2023 R$2.9 Billion R$55.1 Billion R$230.0 Million R$13.2 Billion
Q3 2023 R$2.0 Billion R$47.3 Billion R$192.8 Million R$12.9 Billion
Q2 2023 R$1.7 Billion R$42.8 Billion R$291.9 Million R$12.5 Billion
Q1 2023 $1.8 Billion $43.2 Billion $195.7 Million $12.2 Billion
Q4 2022 R$1.8 Billion R$45.3 Billion R$0 R$11.8 Billion
Q3 2022 R$1.4 Billion R$43.3 Billion R$986.7 Million R$11.5 Billion

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PAGS Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q2 2024 -R$5.7 Billion -R$653.3 Million -R$3.0 Billion
Q1 2024 R$1.9 Billion -R$558.3 Million R$1.5 Billion
Q4 2023 R$1.9 Billion -R$259.0 Million R$924.4 Million
Q3 2023 R$444.1 Million -R$528.2 Million R$250.5 Million
Q2 2023 -R$66.6 Million -R$530.1 Million -R$92.1 Million
Q1 2023 -R$9.6 Million -R$408.4 Million -R$12.9 Million
Q4 2022 R$1.6 Billion -R$378.0 Million R$424.6 Million
Q3 2022 R$569.1 Million -R$502.2 Million R$212.5 Million

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