Old Republic International Corporation(ORI) Stock Research - Grey Stern Research
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Old Republic International Corporation (ORI) Stock Analysis

$38.43 (-0.36%)

ORI Financial Performance


Use the table below to view Old Republic International Corporation's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q1 - 2024

Metric Value Ranking among Peers
Price $38.43 -
52 Week Low $27.20 -
52 Week High $39.27 -
Market Cap $9.7 Billion 7/10
Gross Margin 98% 5/10
Profit Margin 16% 5/10
EBITDA margin 38% 2/10
Q1 - 2024 Revenue $2.1 Billion 7/10
Q1 - 2024 Earnings $339.1 Million 6/10
Q1 - 2024 Free Cash Flow $0 Million 7/10
Trailing 4 Quarters Revenue $7.9 Billion 7/10
Trailing 4 Quarters Earnings $938.2 Million 6/10
Quarterly Earnings Growth 545% 1/10
Annual Earnings Growth 81% 4/10
Quarterly Revenue Growth 20% 6/10
Annual Revenue Growth 10% 5/10
Cash On Hand $525.2 Million 7/10
Short Term Debt $0 2/10
Long Term Debt $2.0 Billion 7/10

Old Republic International Corporation Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Old Republic International Corporation's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 10.39 6/10
PS 1.23 10/10
PB 1.51 7/10
PC 18.55 6/10
Liabilities to Equity 0.78 10/10
ROA 0.03 7/10
ROE 0.03 9/10
Current Ratio 1.29 7/10
Quick Ratio 0.08 6/10
Long Term Debt to Equity 0.07 9/10
Debt to Equity 0.07 9/10
Burn Rate -2.02 5/10
Cash to Cap 0.05 5/10
CCR 7/10
EV to EBITDA 13.87 7/10
EV to Revenue 1.42 8/10

Company Details

Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.

CEO: Mr. Craig Smiddy

Website: https://www.oldrepublic.com

Address: 307 N MICHIGAN AVE Chicago, ILLINOIS

Exchange: New York Stock Exchange

Industry: Insurance—Diversified

Old Republic International Corporation Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Old Republic International Corporation. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
American International Group, Inc. AIG $46.8 Billion
The Hartford Financial Services Group, Inc. HIG $35.0 Billion
Arch Capital Group Ltd. ACGL $37.4 Billion
Sun Life Financial Inc. SLF $35.3 Billion
Enstar Group Limited ESGR $5.0 Billion
Equitable Holdings, Inc. EQH $14.9 Billion
Goosehead Insurance, Inc GSHD $3.1 Billion
International General Insurance Holdings Ltd. IGIC $1.2 Billion
Arch Capital Group Ltd. ACGLN $37.3 Billion
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
ORI Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 2.1 Billion $339.1 Million
Q2 2024 $ 1.8 Billion $91.8 Million
Q1 2024 $ 2.0 Billion $316.7 Million
Q4 2023 $ 1.9 Billion $190.6 Million
Q3 2023 $ 1.8 Billion $52.6 Million
Q2 2023 $ 1.8 Billion $155.5 Million
Q1 2023 $ 1.8 Billion $199.8 Million
Q4 2022 $ 2.3 Billion $512.1 Million

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ORI Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $525.2 Million $28.8 Billion $2.0 Billion $28.8 Billion
Q2 2024 $13.7 Billion $20.9 Billion $2.0 Billion $27.5 Billion
Q1 2024 $16.6 Billion $21.1 Billion $2.0 Billion -$1.8 Billion
Q4 2023 $13.4 Billion $26.5 Billion $0 $26.5 Billion
Q3 2023 $12.8 Billion $26.4 Billion $1.6 Billion $5.9 Billion
Q2 2023 $12.6 Billion $25.9 Billion $1.6 Billion $6.1 Billion
Q1 2023 $12.9 Billion $25.4 Billion $1.6 Billion $6.3 Billion
Q4 2022 $12.7 Billion $25.2 Billion $1.6 Billion $6.2 Billion

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ORI Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q2 2024 $236.6 Million $0 $32.3 Million
Q1 2024 $0 $0 $0
Q4 2023 $0 $0 $0
Q3 2023 -$21.4 Million $0 -$21.4 Million
Q2 2023 -$26.3 Million $0 -$26.3 Million
Q1 2023 $156.6 Million $0 $12.7 Million
Q4 2022 $267.2 Million $0 -$21.4 Million
Q3 2022 $0 $0 $0

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