OneMain Holdings, Inc.(OMF) Stock Research - Grey Stern Research

OneMain Holdings, Inc. (OMF) Stock Analysis

$57.27 (0.30%)

OMF Financial Performance


Use the table below to view OneMain Holdings, Inc.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $57.27 -
52 Week Low $41.70 -
52 Week High $57.97 -
Market Cap $6.8 Billion 9/15
Gross Margin 66% 12/15
Profit Margin 13% 9/15
EBITDA margin 18% 10/15
Q3 - 2024 Revenue $1.2 Billion 9/15
Q3 - 2024 Earnings $157.0 Million 10/15
Q3 - 2024 Free Cash Flow $677.0 Million 4/15
Trailing 4 Quarters Revenue $5.0 Billion 9/15
Trailing 4 Quarters Earnings $548.0 Million 10/15
Quarterly Earnings Growth -19% 12/15
Annual Earnings Growth 9% 5/15
Quarterly Revenue Growth 7% 10/15
Annual Revenue Growth 207% 2/15
Cash On Hand $311.0 Million 9/15
Short Term Debt $176.0 Million 8/15
Long Term Debt $21.0 Billion 5/15

OneMain Holdings, Inc. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare OneMain Holdings, Inc.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 12.47 10/15
PS 1.36 11/15
PB 2.13 6/15
PC 21.98 5/15
Liabilities to Equity 6.97 6/15
ROA 0.02 9/15
ROE 0.17 7/15
Current Ratio 1.14 8/15
Quick Ratio 0.10 8/15
Long Term Debt to Equity 6.53 3/15
Debt to Equity 6.59 3/15
Burn Rate 0.43 4/15
Cash to Cap 0.05 7/15
CCR 4.31 2/15
EV to EBITDA 133.63 2/15
EV to Revenue 5.50 5/15

Company Details

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1920 and is based in Evansville, Indiana.

CEO: Mr. Doug Shulman

Website: https://www.onemainfinancial.com

Address: 601 NW 2nd St Evansville, INDIANA

Exchange: New York Stock Exchange

Industry: Credit Services

OneMain Holdings, Inc. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to OneMain Holdings, Inc.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
American Express Company AXP $212.8 Billion
Visa Inc. V $613.4 Billion
PayPal Holdings, Inc. PYPL $85.4 Billion
Synchrony Financial SYF $26.1 Billion
Mastercard Incorporated MA $479.2 Billion
Navient Corporation NAVI $1.6 Billion
Ally Financial Inc. ALLY $11.9 Billion
Capital One Financial Corporation COF $71.4 Billion
Discover Financial Services DFS $44.8 Billion
Oaktree Specialty Lending Corporation OCSL $1.3 Billion
Federal Agricultural Mortgage Corporation AGM $2.3 Billion
Barings BDC, Inc. BBDC $1.1 Billion
Owl Rock Capital Corporation ORCC $5.3 Billion
Runway Growth Finance Corp. RWAY $387.8 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
OMF Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 1.2 Billion $157.0 Million
Q2 2024 $ 1.4 Billion $71.0 Million
Q1 2024 $ 1.4 Billion $155.0 Million
Q4 2023 $ 1.1 Billion $165.0 Million
Q3 2023 $ 1.1 Billion $194.0 Million
Q2 2023 $ 185.0 Million $103.0 Million
Q1 2023 $ 1.0 Billion $179.0 Million
Q4 2022 $ 1.1 Billion $180.0 Million

View All

OMF Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $311.0 Million $25.6 Billion $21.1 Billion $3.2 Billion
Q2 2024 $1.3 Billion $25.1 Billion $20.7 Billion $3.2 Billion
Q1 2024 $1.4 Billion $23.9 Billion $19.5 Billion $3.2 Billion
Q4 2023 $1.0 Billion $24.3 Billion $19.8 Billion $3.2 Billion
Q3 2023 $1.2 Billion $24.1 Billion $19.9 Billion $3.1 Billion
Q2 2023 $1.0 Billion $23.5 Billion $19.2 Billion $3.1 Billion
Q1 2023 $544.0 Million $22.4 Billion $18.2 Billion $3.1 Billion
Q4 2022 $498.0 Million $22.5 Billion $18.3 Billion $3.0 Billion

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OMF Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $677.0 Million $0 -$27.0 Million
Q2 2024 $718.0 Million $0 -$133.0 Million
Q1 2024 $558.0 Million $0 -$118.0 Million
Q4 2023 $678.0 Million $0 -$222.0 Million
Q3 2023 $900.0 Million $0 $900.0 Million
Q2 2023 $873.0 Million $0 $873.0 Million
Q1 2023 $562.0 Million $0 $116.0 Million
Q4 2022 $664.0 Million $0 -$60.0 Million

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