Humana Inc.(HUM) Stock Research - Grey Stern Research
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Humana Inc. (HUM) Stock Analysis

$291.13 (-0.68%)

HUM Financial Performance


Use the table below to view Humana Inc.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $291.13 -
52 Week Low $213.31 -
52 Week High $502.73 -
Market Cap $35.1 Billion 4/7
Gross Margin 89% 1/7
Profit Margin 2% 3/7
EBITDA margin 3% 4/7
Q3 - 2024 Revenue $29.4 Billion 5/7
Q3 - 2024 Earnings $480.0 Million 3/7
Q3 - 2024 Free Cash Flow $1.7 Million 2/7
Trailing 4 Quarters Revenue $115.0 Billion 5/7
Trailing 4 Quarters Earnings $1.4 Billion 5/7
Quarterly Earnings Growth -42% 6/7
Annual Earnings Growth -63% 7/7
Quarterly Revenue Growth 11% 4/7
Annual Revenue Growth 8% 4/7
Cash On Hand $5.1 Billion 5/7
Short Term Debt $1.1 Billion 3/7
Long Term Debt $11.9 Billion 5/7

Humana Inc. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Humana Inc.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 25.79 2/7
PS 0.30 5/7
PB 1.99 5/7
PC 6.85 5/7
Liabilities to Equity 1.84 6/7
ROA 0.03 4/7
ROE 0.08 4/7
Current Ratio 1.54 2/7
Quick Ratio 0.75 1/7
Long Term Debt to Equity 0.68 4/7
Debt to Equity 0.74 4/7
Burn Rate 18.31 2/7
Cash to Cap 0.15 3/7
CCR 3.60 1/7
EV to EBITDA 42.37 4/7
EV to Revenue 0.37 6/7

Company Details

Humana Inc., together with its subsidiaries, operates as a health and well-being company in the United States. It operates through three segments: Retail, Group and Specialty, and Healthcare Services. The company offers medical and supplemental benefit plans to individuals. It also has a contract with Centers for Medicare and Medicaid Services to administer the Limited Income Newly Eligible Transition prescription drug plan program; and contracts with various states to provide Medicaid, dual eligible, and long-term support services benefits. In addition, the company provides commercial fully insured medical and specialty health insurance benefits comprising dental, vision, and other supplemental health benefits; and administrative services only products to individuals and employer groups, as well as military services, such as TRICARE T2017 East Region contract. Further, it offers pharmacy solutions, provider services, and home solutions services, such as home health and other services to its health plan members, as well as to third parties. As of December 31, 2021, the company had approximately 17 million members in medical benefit plans, as well as approximately 5 million members in specialty products. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.

CEO: Mr. Bruce Broussard

Website: https://www.humana.com

Address: 500 W Main St Louisville, KENTUCKY

Exchange: New York Stock Exchange

Industry: Healthcare Plans

Humana Inc. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Humana Inc.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
CVS Health Corporation CVS $74.5 Billion
UnitedHealth Group Incorporated UNH $557.0 Billion
Centene Corporation CNC $30.0 Billion
Cigna Corporation CI $93.2 Billion
Molina Healthcare, Inc. MOH $17.8 Billion
Alignment Healthcare, Inc. ALHC $2.4 Billion
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Income Statement
Balance Sheet
Cash Flow Statement
HUM Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 29.4 Billion $480.0 Million
Q2 2024 $ 29.5 Billion $679.0 Million
Q1 2024 $ 29.6 Billion $741.0 Million
Q4 2023 $ 26.5 Billion -$541.0 Million
Q3 2023 $ 26.4 Billion $832.0 Million
Q2 2023 $ 26.7 Billion $959.0 Million
Q1 2023 $ 26.7 Billion $1.2 Billion
Q4 2022 $ 22.4 Billion -$13.0 Million

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HUM Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $5.1 Billion $50.0 Billion $13.0 Billion $17.6 Billion
Q2 2024 $5.5 Billion $50.1 Billion $12.9 Billion $16.7 Billion
Q1 2024 $5.9 Billion $50.1 Billion $13.2 Billion $16.2 Billion
Q4 2023 $4.7 Billion $46.9 Billion $12.3 Billion $16.3 Billion
Q3 2023 $15.1 Billion $55.9 Billion $12.0 Billion $17.0 Billion
Q2 2023 $16.2 Billion $56.5 Billion $11.7 Billion $16.8 Billion
Q1 2023 $13.7 Billion $54.8 Billion $12.0 Billion $16.6 Billion
Q4 2022 $5.1 Billion $43.1 Billion $11.4 Billion $15.3 Billion

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HUM Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $1.7 Billion -$130.0 Million -$385.0 Million
Q2 2024 $1.1 Billion -$114.0 Million -$409.0 Million
Q1 2024 $246.0 Million -$177.0 Million $1.2 Billion
Q4 2023 -$7.4 Billion -$283.0 Million -$10.5 Billion
Q3 2023 $1.0 Billion -$234.0 Million -$1.1 Billion
Q2 2023 $2.9 Billion -$264.0 Million $2.5 Billion
Q1 2023 $6.5 Billion -$223.0 Million $8.7 Billion
Q4 2022 -$5.4 Billion -$258.0 Million -$8.5 Billion

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