Essent Group Ltd.(ESNT) Stock Research - Grey Stern Research
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Essent Group Ltd. (ESNT) Stock Analysis

$55.63 (0.15%)

ESNT Financial Performance


Use the table below to view Essent Group Ltd.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $55.54 -
52 Week Low $51.61 -
52 Week High $65.33 -
Market Cap $5.7 Billion 2/10
Gross Margin 100% 1/10
Profit Margin 53% 3/10
EBITDA margin 0% 2/10
Q3 - 2024 Revenue $315.0 Million 2/10
Q3 - 2024 Earnings $167.9 Million 3/10
Q3 - 2024 Free Cash Flow $0 Million 5/10
Trailing 4 Quarters Revenue $1.2 Billion 2/10
Trailing 4 Quarters Earnings $729.4 Million 3/10
Quarterly Earnings Growth -4% 6/10
Annual Earnings Growth 3% 9/10
Quarterly Revenue Growth 8% 5/10
Annual Revenue Growth 4% 5/10
Cash On Hand $131.5 Million 4/10
Short Term Debt $0 1/10
Long Term Debt $0 4/10

Essent Group Ltd. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Essent Group Ltd.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 7.87 6/10
PS 4.66 4/10
PB 1.02 5/10
PC 43.66 2/10
Liabilities to Equity 0.27 8/10
ROA 0.10 3/10
ROE 0.13 4/10
Current Ratio 4.72 2/10
Quick Ratio 0.09 8/10
Long Term Debt to Equity 0.00 2/10
Debt to Equity 0.00 2/10
Burn Rate -0.78 4/10
Cash to Cap 0.02 9/10
CCR 5/10
EV to EBITDA -1.00 4/10
EV to Revenue -1.00 4/10

Company Details

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.

CEO: Mr. Mark Casale

Website: https://www.essentgroup.com

Address: Clarendon House, 2 Church Street Hamilton,

Exchange: New York Stock Exchange

Industry: Insurance—Specialty

Essent Group Ltd. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Essent Group Ltd.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Radian Group Inc. RDN $4.4 Billion
MGIC Investment Corporation MTG $5.9 Billion
MBIA Inc. MBI $239.8 Million
NMI Holdings, Inc. NMIH $2.6 Billion
James River Group Holdings, Ltd. JRVR $165.7 Million
Employers Holdings, Inc. EIG $1.2 Billion
AMERISAFE, Inc. AMSF $931.4 Million
Investors Title Company ITIC $430.7 Million
ICC Holdings, Inc. ICCH $69.6 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
ESNT Income Statements
Quarter Year Revenue Earnings
Q4 2024 $ 315.0 Million $167.9 Million
Q3 2024 $ 316.6 Million $176.2 Million
Q2 2024 $ 308.1 Million $203.6 Million
Q1 2024 $ 293.4 Million $181.7 Million
Q4 2023 $ 292.4 Million $175.4 Million
Q3 2023 $ 299.3 Million $178.0 Million
Q2 2023 $ 265.0 Million $172.2 Million
Q1 2023 $ 258.9 Million $170.8 Million

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ESNT Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q4 2024 $131.5 Million $7.1 Billion $0 $5.6 Billion
Q3 2024 $109.3 Million $7.1 Billion $493.7 Million $5.6 Billion
Q2 2024 $197.4 Million $6.7 Billion $422.4 Million $5.4 Billion
Q1 2024 $164.3 Million $6.6 Billion $422.2 Million $5.2 Billion
Q4 2023 $141.8 Million $6.4 Billion $0 $5.1 Billion
Q3 2023 $96.8 Million $6.1 Billion $421.7 Million $4.8 Billion
Q2 2023 $68.1 Million $6.0 Billion $421.4 Million $4.7 Billion
Q1 2023 $68.6 Million $5.9 Billion $421.1 Million $4.6 Billion

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ESNT Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $228.7 Million -$503,000 -$88.1 Million
Q2 2024 $187.6 Million -$1.1 Million $33.1 Million
Q1 2024 $212.5 Million -$4.5 Million $22.5 Million
Q4 2023 $213.3 Million -$2.2 Million $45.0 Million
Q3 2023 $178.0 Million $0 $178.0 Million
Q2 2023 $0 $0 $0
Q1 2023 $184.4 Million -$390,000 -$12.6 Million
Q4 2022 $170.9 Million -$1.5 Million $1.8 Million

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