Customers Bancorp, Inc.(CUBI) Stock Research - Grey Stern Research

Customers Bancorp, Inc. (CUBI) Stock Analysis

$48.45 (0.21%)

CUBI Financial Performance


Use the table below to view Customers Bancorp, Inc.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q1 - 2024

Metric Value Ranking among Peers
Price $47.71 -
52 Week Low $31.16 -
52 Week High $68.49 -
Market Cap $1.5 Billion 10/16
Gross Margin 100% 1/16
Profit Margin 16% 7/16
EBITDA margin 2% 6/16
Q1 - 2024 Revenue $354.0 Million 3/16
Q1 - 2024 Earnings $58.1 Million 5/16
Q1 - 2024 Free Cash Flow $0 Million 5/16
Trailing 4 Quarters Revenue $1.3 Billion 4/16
Trailing 4 Quarters Earnings $256.7 Million 5/16
Quarterly Earnings Growth 22% 3/16
Annual Earnings Growth 23% 2/16
Quarterly Revenue Growth 101% 4/16
Annual Revenue Growth 93% 1/16
Cash On Hand $45.0 Million 8/16
Short Term Debt $0 10/16
Long Term Debt $1.3 Billion 6/16

Customers Bancorp, Inc. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Customers Bancorp, Inc.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 5.89 12/16
PS 1.18 16/16
PB 0.87 7/16
PC 33.57 1/16
Liabilities to Equity 10.99 1/16
ROA 0.01 3/16
ROE 0.15 1/16
Current Ratio 1.09 15/16
Quick Ratio 0.13 3/16
Long Term Debt to Equity 0.76 5/16
Debt to Equity 0.76 7/16
Burn Rate -8.84 15/16
Cash to Cap 0.03 8/16
CCR 9/16
EV to EBITDA 356.61 7/16
EV to Revenue 2.17 12/16

Company Details

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.

CEO: Mr. Jay Sidhu

Website: https://www.customersbank.com

Address: 1015 Penn Ave Ste 103 Wyomissing, PENNSYLVANIA

Exchange: New York Stock Exchange

Industry: Banks—Regional

Customers Bancorp, Inc. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Customers Bancorp, Inc.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
Pacific Premier Bancorp, Inc. PPBI $2.3 Billion
Home Bancshares, Inc. (Conway, AR) HOMB $5.4 Billion
Valley National Bancorp VLY $4.3 Billion
Kearny Financial Corp. KRNY $430.1 Million
Capitol Federal Financial, Inc. CFFN $775.2 Million
Cathay General Bancorp CATY $3.1 Billion
Glacier Bancorp, Inc. GBCI $5.0 Billion
OceanFirst Financial Corp. OCFC $1.0 Billion
Independent Bank Group, Inc. IBTX $2.4 Billion
Byline Bancorp, Inc. BY $1.2 Billion
Ameris Bancorp ABCB $4.2 Billion
ConnectOne Bancorp, Inc. CNOB $947.3 Million
First Financial Bankshares, Inc. FFIN $5.3 Billion
Columbia Financial, Inc. CLBK $1.8 Billion
Dime Community Bancshares, Inc. DCOMP $973.2 Million
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement

Latest News

CUBI Income Statements
Quarter Year Revenue Earnings
Q2 2024 $ 354.0 Million $58.1 Million
Q1 2024 $ 353.0 Million $49.7 Million
Q4 2023 $ 364.6 Million $62.1 Million
Q3 2023 $ 213.7 Million $86.8 Million
Q2 2023 $ 176.5 Million $47.6 Million
Q1 2023 $ 163.4 Million $53.7 Million
Q2 2022 $ 173.1 Million $58.7 Million
Q4 2022 $ 183.6 Million $76.8 Million

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CUBI Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q2 2024 $45.0 Million $20.9 Billion $1.3 Billion $1.7 Billion
Q1 2024 $52.0 Million $21.3 Billion $0 $1.7 Billion
Q4 2023 $45.2 Million $21.3 Billion $0 $1.6 Billion
Q3 2023 $3.4 Billion $21.9 Billion $1.8 Billion $1.6 Billion
Q2 2023 $3.2 Billion $22.0 Billion $2.4 Billion $1.5 Billion
Q1 2023 $2.0 Billion $21.8 Billion $2.4 Billion $1.4 Billion
Q2 2022 $66.7 Million $20.3 Billion $0 $1.4 Billion
Q3 2022 $55.5 Million $19.2 Billion $0 $1.4 Billion

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CUBI Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q1 2024 -$1.1 Million -$418,000 -$145.2 Million
Q4 2023 $14.7 Million $0 $14.7 Million
Q3 2023 $130.4 Million -$5.7 Million $264.8 Million
Q2 2023 $165.3 Million $0 $165.3 Million
Q1 2023 $15.3 Million -$2.2 Million $1.6 Billion
Q4 2022 -$321.8 Million -$26.0 Million $51.3 Million
Q2 2022 $113.7 Million -$3.2 Million -$243.4 Million
Q1 2022 $113.7 Million -$3.2 Million -$243.4 Million

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