CNO Financial Group, Inc.(CNO) Stock Research - Grey Stern Research
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CNO Financial Group, Inc. (CNO) Stock Analysis

$39.36 (-1.35%)

CNO Financial Performance


Use the table below to view CNO Financial Group, Inc.'s financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $39.36 -
52 Week Low $24.92 -
52 Week High $40.91 -
Market Cap $4.1 Billion 2/8
Gross Margin 76% 6/8
Profit Margin 1% 7/8
EBITDA margin -6% 7/8
Q3 - 2024 Revenue $1.1 Billion 4/8
Q3 - 2024 Earnings $9.3 Million 7/8
Q3 - 2024 Free Cash Flow $231.2 Million 2/8
Trailing 4 Quarters Revenue $4.5 Billion 1/8
Trailing 4 Quarters Earnings $274.2 Million 2/8
Quarterly Earnings Growth -94% 7/8
Annual Earnings Growth -29% 5/8
Quarterly Revenue Growth 18% 7/8
Annual Revenue Growth 13% 6/8
Cash On Hand $1.2 Billion 5/8
Short Term Debt $0 2/8
Long Term Debt $4.3 Billion 1/8

CNO Financial Group, Inc. Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare CNO Financial Group, Inc.'s metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 14.82 2/8
PS 0.90 5/8
PB 1.51 2/8
PC 3.49 3/8
Liabilities to Equity 13.01 4/8
ROA 0.01 1/8
ROE 0.10 3/8
Current Ratio 1.08 4/8
Quick Ratio 0.03 7/8
Long Term Debt to Equity 1.60 1/8
Debt to Equity 1.60 1/8
Burn Rate 7.15 1/8
Cash to Cap 0.29 6/8
CCR 24.86 1/8
EV to EBITDA -114.51 8/8
EV to Revenue 1.59 2/8

Company Details

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on worksite and group sales for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed index annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. CNO Financial Group, Inc. markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company sells its products through agents, independent producers, and direct marketing. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana.

CEO: Mr. Gary Bhojwani

Website: https://www.cnoinc.com

Address: 11825 N PENNSYLVANIA ST Carmel, INDIANA

Exchange: New York Stock Exchange

Industry: Insurance—Life

CNO Financial Group, Inc. Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to CNO Financial Group, Inc.. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
American Equity Investment Life Holding Company AEL $4.5 Billion
National Western Life Group, Inc. NWLI $1.8 Billion
Brighthouse Financial, Inc. BHFAP $3.1 Billion
Vericity, Inc. VERY $170.0 Million
Brighthouse Financial, Inc. BHFAO $3.1 Billion
Midwest Holding Inc. MDWT $101.0 Million
Brighthouse Financial, Inc. BHFAM $3.0 Billion
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Income Statement
Balance Sheet
Cash Flow Statement
CNO Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 1.1 Billion $9.3 Million
Q2 2024 $ 1.1 Billion $116.3 Million
Q1 2024 $ 1.2 Billion $112.3 Million
Q4 2023 $ 1.2 Billion $36.3 Million
Q3 2023 $ 947.5 Million $167.3 Million
Q2 2023 $ 1.0 Billion $73.7 Million
Q1 2023 $ 1.0 Billion -$800,000
Q4 2022 $ 973.6 Million $43.4 Million

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CNO Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $1.2 Billion $37.6 Billion $4.3 Billion $2.7 Billion
Q2 2024 $878.8 Million $36.3 Billion $4.5 Billion $2.4 Billion
Q1 2024 $649.8 Million $31.2 Billion $3.9 Billion $2.4 Billion
Q4 2023 $774.5 Million $35.1 Billion $0 $2.2 Billion
Q3 2023 $460.8 Million $33.5 Billion $4.1 Billion $1.9 Billion
Q2 2023 $457.7 Million $34.1 Billion $4.0 Billion $2.0 Billion
Q1 2023 $425.0 Million $34.0 Billion $4.0 Billion $2.0 Billion
Q4 2022 $575.7 Million $33.3 Billion $3.9 Billion $1.4 Billion

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CNO Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $231.2 Million $0 $253.2 Million
Q2 2024 $0 $0 -$650.0 Million
Q1 2024 $94.6 Million $0 -$239.2 Million
Q4 2023 -$11.1 Million $0 -$11.1 Million
Q3 2023 $182.8 Million $0 $20.9 Million
Q2 2023 $141.5 Million $0 $39.8 Million
Q1 2023 $81.9 Million $0 -$122.8 Million
Q4 2022 $160.9 Million $0 $91.4 Million

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