Aflac Incorporated(AFL) Stock Research - Grey Stern Research
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Aflac Incorporated (AFL) Stock Analysis

$108.27 (0.77%)

AFL Financial Performance


Use the table below to view Aflac Incorporated's financial profile. This data is gathers from the latest available financial statements. Annual data is taken from the trailing 12 months of statements. All numbers are reported in US Dollars and so any foreign currencies are converted to USD so comparison's can be done.

Based on Financial Statements from Q3 - 2024

Metric Value Ranking among Peers
Price $108.27 -
52 Week Low $75.08 -
52 Week High $115.50 -
Market Cap $60.1 Billion 1/10
Gross Margin 100% 1/10
Profit Margin -3% 9/10
EBITDA margin 3% 4/10
Q3 - 2024 Revenue $2.9 Billion 6/10
Q3 - 2024 Earnings -$93.0 Million 9/10
Q3 - 2024 Free Cash Flow $1.3 Million 4/10
Trailing 4 Quarters Revenue $17.3 Billion 4/10
Trailing 4 Quarters Earnings $3.8 Billion 2/10
Quarterly Earnings Growth -106% 9/10
Annual Earnings Growth -41% 9/10
Quarterly Revenue Growth -40% 10/10
Annual Revenue Growth -15% 9/10
Cash On Hand $5.6 Billion 5/10
Short Term Debt $0 5/10
Long Term Debt $7.9 Billion 4/10

Aflac Incorporated Financial Metrics


Financial metrics are a set of useful numbers that can give key performance indicators of a company. The various metrics can include information about profitability, growth, and debt load. When combined and use properly they can tell an analyst a compelling fact-based story of how the company is currently performing. To compare Aflac Incorporated's metrics versus it's peers make sure to run our peer analysis tool.

Valuation Metrics

Metric Value Ranking among Peers
PE 15.79 4/10
PS 3.48 1/10
PB 1.47 4/10
PC 10.72 3/10
Liabilities to Equity 3.53 9/10
ROA 0.03 2/10
ROE 0.15 6/10
Current Ratio 1.47 2/10
Quick Ratio 0.84 1/10
Long Term Debt to Equity 0.32 7/10
Debt to Equity 0.32 7/10
Burn Rate 13.74 3/10
Cash to Cap 0.09 8/10
CCR -13.66 10/10
EV to EBITDA 678.52 1/10
EV to Revenue 3.61 2/10

Company Details

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

CEO: Mr. Daniel Amos

Website: https://www.aflac.com

Address: 1932 WYNNTON RD Columbus, GEORGIA

Exchange: New York Stock Exchange

Industry: Insuranceā€”Life

Aflac Incorporated Peer Analysis


A useful and more reliable way of seeing the health of a company is to compare it to other companies operating in the same sector. Below is our list of companies which we rank are the closest peers to Aflac Incorporated. If you feel that peers should be added or removed from this list please contact us. To run an in-depth peer analysis which compares many financial metrics click on the link below.

Stock Ticker Market Cap
MetLife, Inc. MET $56.1 Billion
Prudential Financial, Inc. PRU $43.4 Billion
CNO Financial Group, Inc. CNO $4.1 Billion
Unum Group UNM $12.7 Billion
Brighthouse Financial, Inc. BHF $3.1 Billion
Manulife Financial Corporation MFC $56.5 Billion
Lincoln National Corporation LNC $5.9 Billion
Primerica, Inc. PRI $10.1 Billion
Jackson Financial Inc. JXN $8.1 Billion
Run Peer Analysis
Income Statement
Balance Sheet
Cash Flow Statement
AFL Income Statements
Quarter Year Revenue Earnings
Q3 2024 $ 2.9 Billion -$93.0 Million
Q2 2024 $ 5.1 Billion $1.8 Billion
Q1 2024 $ 5.4 Billion $1.9 Billion
Q4 2023 $ 3.8 Billion $268.0 Million
Q3 2023 $ 5.0 Billion $1.6 Billion
Q2 2023 $ 5.2 Billion $1.6 Billion
Q1 2023 $ 4.8 Billion $1.2 Billion
Q4 2022 $ 3.9 Billion $196.0 Million

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AFL Balance Sheets
Quarter Year Cash & Equivalents Total Assets Total Debt Total Equity
Q3 2024 $5.6 Billion $128.4 Billion $7.9 Billion $24.8 Billion
Q2 2024 $6.1 Billion $120.0 Billion $7.5 Billion $26.0 Billion
Q1 2024 $5.1 Billion $124.6 Billion $7.9 Billion $23.5 Billion
Q4 2023 $7.4 Billion $126.7 Billion $7.4 Billion $0
Q3 2023 $5.5 Billion $125.1 Billion $7.0 Billion $22.7 Billion
Q2 2023 $4.7 Billion $130.6 Billion $7.1 Billion $20.4 Billion
Q1 2023 $3.8 Billion $135.0 Billion $7.4 Billion $19.8 Billion
Q4 2022 $3.9 Billion $131.7 Billion $7.4 Billion $20.1 Billion

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AFL Cash Flow Statements
Quarter Year freeCashFlow capitalExpenditure netChangeInCash
Q3 2024 $1.3 Billion $0 -$448.0 Million
Q2 2024 $255.0 Million $0 $962.0 Million
Q1 2024 $849.0 Million $0 $792.0 Million
Q4 2023 $0 $0 $0
Q3 2023 $1.3 Billion $0 $782.0 Million
Q2 2023 $379.0 Million $0 $911.0 Million
Q1 2023 $708.0 Million $0 -$134.0 Million
Q4 2022 $1.0 Billion $0 -$767.0 Million

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